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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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rapple
post Jul 20 2018, 09:55 AM

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QUOTE(andrekua2 @ Jul 20 2018, 07:19 AM)
LoL

RM25 per card isn't that bad. You'll get much more in return if you really utilize the card i.e. cashback, PPL.

Going to redeem my ambank points and cancel it. Switching to citibank for Samsung Pay. Will still keep my VS.
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Recently switch to Samsung S9 when I drop my iPhone 7 and crack the screen. bangwall.gif

Samsung pay is just too convenient rclxms.gif and I really need them to add MBB Mastercard into it.

I will keep all of this:-

PBB Quantum Visax1 Masterx3
New Aeon Gold (For BT if needed)
MBB Ikhwan Petronas, Ikhwan Master, FCB & M2Plat.

On average cash back is at least RM200 per month and not included those PB promo cash back.

9 cards x RM25 = RM225 per year / RM18.75 per month.

SST it's only a small cost to pay for what I get in return.
rapple
post Jul 23 2018, 09:42 AM

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QUOTE(janson_kaniaz @ Jul 23 2018, 09:18 AM)
haha must be newbies...
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Most probably.

Promo before that last promo, usually still have quota available on Wed and Thur. Only the last promo, finish so fast due to the easier rm500x2 swipes and not many know how to play x8 swipes unless he is reading this thread.
rapple
post Jul 23 2018, 09:47 AM

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QUOTE(pwlow @ Jul 23 2018, 09:44 AM)
Now the new T&C was excluded payment for Utilities ................
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Has always excluded utilities.

Telephone and internet bills is not utilities.

Uobpayonline is not categorized as utilities.
rapple
post Jul 26 2018, 10:15 AM

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This is the first time I use Quantum cards to convert the purchases to installment.

It's so freaking easy and fast.

There are two options, 6 & 12 months 0%.

Like all my household electrical / furniture if there is 0% installment/BT available I will always do it.
rapple
post Jul 30 2018, 08:42 AM

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QUOTE(hafizhans @ Jul 30 2018, 08:36 AM)
sorry, where can get the form?
link provide in 1st page seems no longer working
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Supp. Card - Promo
rapple
post Jul 30 2018, 04:15 PM

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QUOTE(TongCN @ Jul 30 2018, 04:10 PM)
This morning I called the PBB customer service line to check new application status

It said it has been approved

Few minutes ago i called and it said it is currently processing with my application

Means my PBB Visa Signature success?
I applied on 24th July

I tried to press 8 for customer consultant but all I get is “all representative are engaged, please wait”
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If is approved, you can go PBE then add new credit card and from there you will see your new card.
rapple
post Jul 31 2018, 04:23 PM

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QUOTE(cybpsych @ Jul 31 2018, 04:21 PM)
email and mobile number for sms otp can be same with principal.
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Should have done that if I knew earlier.

Every time have to ask them to send me the OTPx8
rapple
post Aug 3 2018, 12:20 PM

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QUOTE(cybpsych @ Aug 3 2018, 12:16 PM)
got it too biggrin.gif

// 03 AUG 03 AUG (DGP) SPEND NOW 4 MORE - WK2 50.00 CR //

8x BigPay @ 9 July (Mon)
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Right pocket to left pocket and yet eligible for promo cash back.

Thank you BigPay.
rapple
post Aug 4 2018, 10:39 AM

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QUOTE(Kcee @ Aug 4 2018, 06:22 AM)
I wonder how are you people going to ask the customer service for the cashback that you didn't receive.
CS : Sir, how may I help you?
You: I would like to complain. I didn't receive the cashback for Week X.
CS: Sir, the system will decide who are the winners based on first come first serve.
You: But I have proof I am one of the first comers.
CS: What is your proof , sir?
You: I screenshot lowyat forum and some people that made transactions later than me managed to get it. (Wow, lowyat forum as proof?)  / My friends that swiped later than me managed to get it. (What proof to be submitted of your friends?)
CS:????

The summary is, how are you going to prove to Public Bank that you are among the first comers to win the cashback? And the consequence would probably be, PB will be highlighted about the method of winners through paying BigPay, and when there's enough complaint about it, the game is over :-)
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doh.gif

You just have to ask, it's Week 2 cash back credited? Why I didn't get it? Tell them you swipe on Monday (9th July) and they will help you check.

They would not ask for proof as they can check from their system.

Edit: Only if your transaction date differ from your actual transaction date then you will need send in the screenshot of OTP sms as proof. I have done it and get back the missing cash back.

This post has been edited by rapple: Aug 4 2018, 10:47 AM
rapple
post Aug 4 2018, 11:23 AM

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QUOTE(Sumofwhich @ Aug 4 2018, 11:19 AM)
Ohh so no need to pay statement balance but statement balance less rebates? That's eye-opening
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What so eye opening?

MBB and HLB also let you deduct promo cash back as part payment.

I know CIMB does differently which is weird.
rapple
post Aug 6 2018, 08:37 PM

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QUOTE(eddie2020 @ Aug 6 2018, 08:34 PM)
sifu wanna ask,
I get my QMC on 15 Jul, and QVS on 27 Jul.
I get my statement yesterday.
Both card swipe over 1k before statement.

This statement show as below
(DGP) CASH BACK BONUS 30.00CR (5Aug)
It show under my QMC cash mega bonus.

Can i know what is this?
Is it QMC monthly cb ?
QVS i didnt swipe for entertainment or departmental.
Sorry for the question.
Cause if MBB if not mistaken i only able see this month cb on next month statement instead of same month statement
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Yes its the 5% QMC cash back for that cycle.

Pbb cash back follows statement cycle.

Mbb follows calendar month.
rapple
post Aug 6 2018, 08:50 PM

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QUOTE(eddie2020 @ Aug 6 2018, 08:47 PM)
thanks for reply.
Another thing i want to ask, how come i cant pay the cc online?
I press pay now it show this screen.
Need go branch?? :confused:
mbb i just go to my card n click pay with my bank acc in mbb..
this pbb i hv bank acc as well but cant pay
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Have to add your card as favourites then choose pay to favourites.
rapple
post Aug 8 2018, 11:55 AM

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QUOTE(TongCN @ Aug 8 2018, 11:48 AM)
Cause the CS always busy :\
I only heard the system said first, waited for 5~10 minutes to connect CS so give up.
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Call PB - Press 1 for English then Press 8 for CS.

No need to wait for the system to tell me all.

Sometime's it's longer than usual but it's still reasonable to me.

If is too long i'll just put on speaker and wait.
rapple
post Aug 8 2018, 04:04 PM

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QUOTE(ckweng @ Aug 8 2018, 04:02 PM)
Hi, for PB supp card applications via email, what are the supporting documents that need to be included? The latest form on the website doesn't say that though (or have I missed it?). Thanks in advance!
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The application form + the supp. card IC copy.

I email to custsvc@... .com.. don't remember the email address.
rapple
post Aug 8 2018, 04:11 PM

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QUOTE(tan_aniki @ Aug 8 2018, 04:09 PM)
and EPF statement or latest 3 months payslip.
pbcs_online@publicbank.com.my and custsvc@publicbank.com.my
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Only your supp. card IC is enough.
rapple
post Aug 14 2018, 07:41 AM

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QUOTE(cempedaklife @ Aug 14 2018, 07:22 AM)
Maxis server follow gmt time? If not it could be 9am 10am 11am., never ending.
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Just do your transaction after 8am and you will save yourself the hassle to dispute with PB CS.
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