it is simple.. just cancel the billing address and method from the LIVE account. Usually they will send you an email to inform you about your LIVE account. I believe there's a guide on how to cancel your yearly subscriptions. Good luck to you.

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Added on February 17, 2008, 7:36 pmHey guys, this is an update of LIVE loading problem... i am still experiencing it till today. It has been weeks now. Is it LIVE or streamyx cause its beginning to really really annoy me already.

I called up TMnet and they checking it tomorrow. But i found something today which is my theory. I dont know if this is coincident or it is the cause of the problems.

I try logging out from my MSN messenger because it shares the same username and password with my LIVE account. Surprisingly my LIVE blades load fast!!!! and it went back to normal... and vise versa.

Just a few minutes ago i try again.. the same problem occurs (without signing in my MSN) so could it be the problem or just coincident?? I dont know abou technical that much but the logic is there if you look at it.

now our CC still ok....
i top up my points last week...

yeap

but once u key in your cc details. It will forever be there

so if suddenly when you are not looking, and your friend/brother/sister/uncle decides that u need 100 xbla games in your xbox, he can do that with a 100 clicks and wah la! it is That simple.

Unless you lock your live account with a password.

They make mistake.The value of 4 box 1600 points is about $80 while 3 month live gold is $20.