no need spy.

they own the data of all their customers and their usage.

CIMB Overseas & Online Spend Campaign [ CIMB | T&Cs ]
Campaign period: 15 March - 30 June 2019

Turn your overseas and online credit card spend into a brand-new ride or gadget!

your actual purchase already been charged upfront, hence will "reserve" that same amount from CL as well. if current CL RM5000, after purchase would have CL RM2000. every month repayment, the CL will be increase back.

read and use the method to increase CL
https://www.cimbbank.com.my/en/personal/pro...t-increase.html

This post has been edited by cybpsych: Apr 3 2019, 08:09 AM

no issue on unifi since yesterday too. login again no issue.

0% Balance Transfer campaign [ CIMB | Application Form | T&Cs ]

Maximise interest savings with CIMB Bank 0% Balance Transfer!
Exclusively for new CIMB Bank credit cardholders! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

Save more with 0% interest rate for 6 months
Flexible monthly repayment
No supporting documents needed
Zero processing fee

Important Notes
The Campaign is valid from 1 April 2019 until 30 June 2019.
The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder. Cardholder(s) are allowed to apply once under this Campaign.
The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.
After the expiry of the period specified in plan above, finance charges at the rate specified in the Cardholder Terms and Conditions shall apply.
Eligible Cardholder(s) shall not be entitled to any form of bonus points/cash rebate in respect of their participation under this Campaign.
CIMB Bank shall at its sole discretion approve the balance transfer for the amount applied for or such other lower amount or reject the application in its entirety.
For full terms and conditions, please read the CIMB Bank 0% Balance Transfer Campaign Terms & Conditions.
To read Product Disclosure Sheet (PDS), please click HERE (ENG) or HERE (BM)

this?

https://www.cimbbank.com.my/en/personal/pre...n-campaign.html

CIMB Everyday Spend Campaign [ CIMB ]
Promotion valid from 15 April until 14 July 2019

Pay for your dining, grocery, shopping, petrol and bills with CIMB credit cards and stand to win a Shopping Sweep worth RM10,000 and 100% Cash Back!
To participate, SMS ES [space] last 6-digits of your NRIC to 62666.





Notes:
This Campaign is open to all principal CIMB credit cardholders (except CIMB Bank’s Platinum Business Card and Fuel Tanker Card) and registration is required to participate in this campaign (“Eligible Participant(s)”).
Eligible Participants shall during the Campaign Period earn one (1) entry for every RM10 retail spend in a single receipt on dining, grocery, shopping, petrol and/or bill payment.
The Grand Prize will be in the form of a 10-minute Shopping Sweep at Isetan, KLCC and is capped at RM10,000 per Grand Prize Winner.
The Monthly Prize will be in the form of 100% Cash Back on dining, grocery, shopping, petrol and/or bill payment spent within the Participating Month that Eligible Participant is been selected as a Monthly Prize Winner and is capped at RM3,000 per Monthly Prize Winner.
An Eligible Participant is eligible to win a maximum of one (1) Monthly Prize and one (1) Grand Prize throughout the Campaign Period.
For full Campaign Terms and Conditions, please click the below:

https://www.cimbbank.com.my/content/dam/cim...ampaign-Eng.pdf

https://www.cimbbank.com.my/content/dam/cim...Campaign-BM.pdf

different term for finance interest, because "interest" does not applicable to islamic banking products.

the amount indicates maximum interest that they can charge you. if you always pay in full (which you SHOULD), nothing to worry about it.

compare to hsbc amanah, they termed it as "management fee"

Important Notice : Amendment of Terms & Conditions of CIMB Cash Rebate Platinum Credit Card

To All Existing CIMB Cash Rebate Platinum Credit Cardholders,

Thank you for your continuous support. We are pleased to inform you that the current benefits offered by the CIMB Cash Rebate Platinum Credit Card have been enhanced, effective 15 May 2019.

Now, you can enjoy 12% cash rebate on weekend dining with no minimum spend and details of the changes are as follows:



You may continue to use your existing CIMB Cash Rebate Platinum Credit Card with no interruption of usage and enjoy your Credit Card’s benefits.

The above benefits are extended to any supplementary card(s) under your account as applicable.

Please also be informed that the new CIMB Cash Rebate Platinum Credit Card Terms and Conditions dated 15 May 2019 shall replace and supersede the existing CIMB Cash Rebate Platinum Credit Card Terms and Conditions.

Please click here to read the Notice of Amendments to CIMB Cash Rebate Platinum Credit Card Terms and Conditions.

Please click here to read the revised CIMB Cash Rebate Platinum Credit Card Terms and Conditions dated 15 May 2019.

Thank you,

The Management
CIMB Bank Berhad

Notes:
Statement balance includes any outstanding balances which are carried forward from the previous month’s statement and new transactions made on the current month’s statement. Any payments made prior to the current month’s statement date will be taken into account for calculation of the current month’s statement balance.
Weekend Dining refers to dining spend transacted on Saturday and Sunday with predefined merchant category codes. Weekend Dining Cash Rebate is capped at RM30 per cardholder per statement cycle, valid from 15 May 2019 – 31 May 2020. For full Terms and Conditions, please click here.



This post has been edited by cybpsych: Apr 26 2019, 07:58 AM

yup, the new T&C missed out that new 12% weekend dining

yep fast food mcc 5814 eligible. including wine/champage/liquors, bars/taverns, etc

dining t&c: https://www.cimbbank.com.my/content/dam/cim...-Dining-TnC.pdf



This post has been edited by cybpsych: Apr 26 2019, 07:59 AM

looking at cimb's notoriety in revising the benefits, not surprising.

they want to manage the expectation that 12% weekend dining is time-limited, promo-basis, not a full feature.

anyhow, good for dining/drinking spending. not much but still decent for small-ish dining spending.

read above

Weekend Dining refers to dining spend transacted on Saturday and Sunday with predefined merchant category codes. Weekend Dining Cash Rebate is capped at RM30 per cardholder per statement cycle, valid from 15 May 2019 – 31 May 2020.

NOTICE OF AMENDMENT TO THE CIMB ENRICH WORLD ELITE CREDIT CARD TERMS & CONDITIONS
13 May 2019

To: CIMB Enrich World Elite Cardholders

Dear Sir/Madam,

We wish to inform you that effective 1 July 2019, CIMB Enrich World Elite Cardholders will be entitled to Enrich Miles for purchase of Malaysia Airlines tickets at www.malaysiaairlines.com, which will be credited directly to the Cardholder’s Enrich account as registered with CIMB within one (1) month from the date the transaction is posted to the Cardholder’s Enrich World Elite Card account.

Accordingly, the CIMB Enrich World Elite Credit Card Terms & Conditions will be amended to take effect on 1 July 2019 and the amendments are as set out in the table below...

https://www.cimbbank.com.my/content/dam/cim...nsaction%20.pdf

use Google to query the description of each eligible MCC. not difficult.

weekend dining cashback effective 15 May.

read this >> https://www.cimbbank.com.my/content/dam/cim...rev-26-7-18.pdf

https://www.cimbbank.com.my/bcp

call CIMB and ask