Nov 22 2017, 04:54 PM
QUOTE(DS_Legacy @ Nov 15 2017, 06:30 PM)
I used to ask about this to an insurance agent two years back. It falls under general insurance for theft.
The insurance company usually offer fire and burglary insurance for the premises only. This means that if the camera/equipment are stolen whilst outside of the studio, no cover will be provided.
He told me that this is because not many studio is willing to pay the higher premium and they simply do not have much numbers that enables the insurer to provide coverage for theft outside of the premises.
This also means that we don't have insurance for accidental damage for local and during overseas travel. If you find one, do update me here. Because I wish to have my gears covered.
Hope my own experience helps.
Hmm.. just thought of purchasing insurance since I love streetphotography and possibility for stolen case is hight. So sad.The insurance company usually offer fire and burglary insurance for the premises only. This means that if the camera/equipment are stolen whilst outside of the studio, no cover will be provided.
He told me that this is because not many studio is willing to pay the higher premium and they simply do not have much numbers that enables the insurer to provide coverage for theft outside of the premises.
This also means that we don't have insurance for accidental damage for local and during overseas travel. If you find one, do update me here. Because I wish to have my gears covered.
Hope my own experience helps.
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