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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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watabakiu
post Sep 13 2018, 03:27 PM

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Possible to submit Ambank CC application online?
watabakiu
post Dec 20 2019, 01:08 PM

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QUOTE(Tham @ Dec 8 2019, 08:05 PM)
For those of you holding Ambank credit card, how are
your interest charges ?
Since that announcement in early August 2019 that they
were revising the way they calculate interest starting from
October 2019, my interest charges have increased more
than 50 percent since my November statement.
I was thinking of switching to Hong Leong or Public Bank's cards,
but it seems they and several other banks have increased their
interest charges as well.

They are likely to be following this Bank Negara directive -

Unpaid Credit Cards Balances Wlll Soon Incur Interest on Finance Charges Too
The Ambank announcement in August is attached.
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reason behind the new directive was to 'encourage cardholders to pay on time'. alloo if they have the means, they would have done it! and now they'll be burden for the additional fees based on the new calculation, and harder to pay full further
watabakiu
post Dec 21 2019, 11:55 PM

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QUOTE(eddievh @ Dec 20 2019, 06:26 PM)
Bank becomes more aggressive licences ah long these new rules.
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QUOTE(fruitie @ Dec 20 2019, 08:05 PM)
That's how banks earn money.. If not how to sustain and give promos to other users?
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but the "okay, proceed" came from BNM.... not a move in the right direction to get ppl less in debt?
watabakiu
post Dec 26 2019, 09:13 AM

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QUOTE(limeuu @ Dec 25 2019, 05:45 PM)
What's wrong with controlling private debt by tightening cc debts?....

You don't think using cc and not paying full is a problem?....it's called spending beyond your means....not sustainable....
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but we are taking about ppl who can't afford to pay in full, and this new directive makes it even harder for those to pare down their debts
watabakiu
post Feb 15 2024, 11:29 AM

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For PPL access, can one suka2 go there just to use the facilities or need to show boarding pass?
watabakiu
post Oct 19 2024, 04:36 PM

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edit.

This post has been edited by watabakiu: Oct 19 2024, 10:01 PM
watabakiu
post Oct 19 2024, 04:43 PM

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QUOTE(ericlaiys @ Jul 3 2024, 10:36 AM)
ambank never got gift from ringgit plus or comparehero. only bank provide welcome gift

I just submitted my online app for cc. so stupid system, must open a saving acc in order to submit cc app. too lazy to go branch
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I opened my bank account straight from the app, though
watabakiu
post Oct 19 2024, 07:45 PM

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QUOTE(ericlaiys @ Oct 19 2024, 04:56 PM)
Keep me posted if u got the gift. I also opened saving & cc from app. More than 2 month but did not get anything from Ambank
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I was replying to your post about having to go to the bank to open the savings account sweat.gif And no, I didn't received anything from ambank
watabakiu
post Oct 19 2024, 10:01 PM

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Benefits-wise, is there a difference between :
Ambank Visa Signature vs AmIslamic Bank Visa Signature ?

This post has been edited by watabakiu: Oct 19 2024, 10:01 PM
watabakiu
post Nov 5 2024, 09:26 PM

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There ever a way to convert purchases to installment using AmOnline?
watabakiu
post Jun 4 2025, 11:40 PM

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Tried converting my 1.8k CC to Flexi, tenure 6months, but got rejected. Is it tenure too short or anything?

This post has been edited by watabakiu: Jun 4 2025, 11:42 PM

 

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