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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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snowswc
post Jan 27 2018, 11:32 AM

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just sharing.

dun get cheated by the ambank 1 for 1 OLD TOWN deal. only 4 selection and the most value one will be the nasi lemak but the chicken is really really really super small can't even see the meat. i think is the chicken thigh cut into 2 pieces and serve as 1 for 1. TRUST ME. once you tried u will not go again!!!!!! the worst 1 for 1 i have ever seen!!!!
snowswc
post May 5 2018, 01:20 PM

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QUOTE(iamshf @ May 5 2018, 12:40 PM)
Total still 4000, RM3663 + RM337
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haha...sharp eye.. i still calculating it.
snowswc
post Jun 9 2018, 08:16 AM

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QUOTE(lamode @ Jun 8 2018, 05:29 PM)
i was told by a branch officer that max CL is 50k, and i think its hard to believe and kinda low compared to other banks.

anyone has higher than that?  icon_question.gif  unsure.gif  unsure.gif
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impossible. i got higher limit.
snowswc
post Jun 22 2018, 06:13 AM

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QUOTE(christcwl9 @ Jun 20 2018, 03:20 PM)
First of all, i am using the Ambank True Visa credit card which gives 3% cashback for online transactions.

I have received an update from Ambank confirming that the cash rebate for this particular card will be calculated as per 1st day of the calendar month until the end of that aforementioned calendar month. For eg: if you spent online on the following:

1) RM 30 on 29 April (suppose to get this on last month cash rebate)
2) RM 50 on 1 May (entitle for this month cash rebate)
3) RM 40 on 30 May (entitle for this month cash rebate)
4) RM 100 on 1 June (entitle for next month cash rebate)

My dispute arise when the cash rebate amount i received on my May 2018 statement (which i received on 20 June 2018) is showing that i earn the rebate up until my last statement date, as opposed to from 1st May until 31 of May.

After almost an hour of complaints, explanation, waiting, clarification, arguments and bla bla bla, the agent named Aideel apologised to me for telling the wrong info (which is the cash rebate shall follow statement cycle).

However, he will follow up on the wrong cash rebate amount and will update me again.

I shall keep you all informed once i got any confirmation from him.
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lol...i think most of the forum-er here can be the bank CS already and sure expert in answering the cash back queries. rclxms.gif rclxms.gif rclxms.gif rclxms.gif
snowswc
post Apr 29 2020, 04:54 PM

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QUOTE(bryan_x00 @ Apr 29 2020, 04:07 PM)
Hi, is it must self collect Ambank card? Why can't deliver?
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New to bank customer yes. I just applied and was told the same as well.
snowswc
post Apr 29 2020, 06:24 PM

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QUOTE(bryan_x00 @ Apr 29 2020, 05:47 PM)
So pariah 1
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Just choose the nearest branch lo. Since this new campaign quite good can get 425 cash back.
snowswc
post Apr 29 2020, 06:41 PM

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QUOTE(bryan_x00 @ Apr 29 2020, 06:35 PM)
425-50=375 only
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Still ok la. Bear in mind don’t use ewallet, the sales person told me ewallet spending will be excluded.
snowswc
post Apr 29 2020, 06:58 PM

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QUOTE(GrumpyNooby @ Apr 29 2020, 06:48 PM)
Omg. Lucky you have pointed this out. Maybe she sales person simply say. 👍
snowswc
post Apr 29 2020, 08:58 PM

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QUOTE(bryan_x00 @ Apr 29 2020, 07:12 PM)
Your sales person can go dai,

Hsbc only cannot use ewallet
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Deleted.

This post has been edited by snowswc: Apr 29 2020, 09:32 PM
snowswc
post Jun 20 2020, 06:48 PM

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this is the inquiry pertaining to the CC acquisition campaign cash back up to RM 500.

From Ambank CS:

We wish to share that, all retail transactions indicated only in the clause Number 10 in our terms and conditions for “Eligible Spend” is included during the Campaign Period.

Should your query for top up to e-wallet for others than the “Eligible Spend” shall be excluded, is not be entitle/included.

We are pleased to advised as per below:

AmBank Islamic World MC, xxx3651

14/05 - BOOST APP 3D included
14/05 - BOOST APP 3D included
22/05 - BIGPAY MY not included

TRUE VISA Credit, xxx9806

08/05 - BIGPAY-EC included
08/05 - BIGPAY-EC included
01/06 - BIGPAY MY-ECOM included

We would like to share that all this MCC code can only be determined once the transaction has been posted to your credit card account.

Category of this MCC will be depend on what will be the merchant registered their business/terminal.

As an example for 22/05 - BIGPAY MY is not included due to MCC 7372 is for Computer Programming.

------------------------------------------

i don't understand why 22/5 not included cos the description same as True Visa card spent on 1 Jun. have to continue to follow up to avoid surprises.

Date Card Type Statement Description
14-May Islamic World BOOST APP 3D-EC KUALA LUMPUR MYS
14-May Islamic World BOOST APP 3D-EC KUALA LUMPUR MYS
22-May Islamic World BIGPAY MY-ECOM KUALA LUMPUR MYS
8-May Visa True BIGPAY-EC KUALA LUMPUR MY
8-May Visa True BIGPAY-EC KUALA LUMPUR MY
1-Jun Visa True BIGPAY MY-ECOM KUALA LUMPUR MY

This post has been edited by snowswc: Jun 20 2020, 06:51 PM
snowswc
post Jun 21 2020, 09:57 AM

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QUOTE(bryan_x00 @ Jun 20 2020, 08:32 PM)
I wonder why before this no one has this issue.
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This campaign started 1 apr - 30 June, so the cash back yet to credit to the cardholder. I think there were the similar campaign before this but I am not sure the tnc.

This post has been edited by snowswc: Jun 21 2020, 09:58 AM
snowswc
post Jun 21 2020, 04:15 PM

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QUOTE(voonmingloo @ Jun 20 2020, 07:35 PM)
Thanks for your information.

I checked with CS of my transactions done on 1st June to BP uses MCC code 6540 so entitled. I also asked another tranx done on 5th May for BonusLink CC to BP but code was 7372. So not able to get the points rewards. Really sucks.
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are they able to advise you over the phone? or need to wait few days for them to check the MCC code?
snowswc
post Jun 21 2020, 04:18 PM

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QUOTE(jefftan4888 @ Jun 21 2020, 03:21 PM)
Then it is actually up to them to tell. We don't have a reference. It is unfair to consumers.
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Especially for those joining the acquisition campaign, they need to be very careful because some spending on ewallet considered as eligible spend but some are not, so confusing.

i recall some folks mentioned they did not receive cash back for TRUE master on bigpay spending, probably this is the reason (my guessing only).
snowswc
post Jun 22 2020, 11:52 AM

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QUOTE(kkdavelim @ Jun 22 2020, 11:14 AM)
Thanks for few of you highlighted.
Was worry mine; as I apply 2 (convention & Islamic)

I top up 2,000 each to bigpay.
Clarify with ambank on phone , yes I am entitle wink.gif

I top up my bigpay on 17-June
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Suggest to use online banking to email them to get confirmation.Cos confusion everywhere, when I call in, the CS just told me ewallet is eligible but I think they didn’t check the MCC code.
snowswc
post Jul 1 2020, 12:49 PM

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QUOTE(blackrs @ Jul 1 2020, 12:35 PM)
Same here, not yet receive cashback. Applied and spent with bigpay 2019 Nov. Call cust service and now need to wait for their reply upon further checking. Seems like reload with bigpay will have issue.
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Not sure about your tnc during that time, current one did mention bigpay but MCC code must be 6540.

You need to call to check the MCC code captured in their system for the bigpay spending in nov. If is 7372, gg already.

They can help to check on the spot.

This post has been edited by snowswc: Jul 1 2020, 12:50 PM
snowswc
post Aug 12 2020, 07:35 PM

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QUOTE(Kyan0411 @ Aug 11 2020, 02:00 PM)
Can anyone confirm top up 1k to bigpay is eligible for the 20% cashback new card acqusition promotion?
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Check with bank to ensure your ewallet top up MCC coce is 6540 because somehow bigpay has a few MCC codes.

This post has been edited by snowswc: Aug 12 2020, 07:36 PM
snowswc
post Aug 12 2020, 11:01 PM

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QUOTE(MGM @ Aug 12 2020, 09:11 PM)
Good JIT to buy grocery vouchers. Every Saturday, max 5xrm30 cb, principle n supp both can get own's cb. Only 400 winners per week.
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Good idea.buy voucher.👍
snowswc
post Aug 20 2020, 08:52 AM

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QUOTE(cucikaki @ Aug 14 2020, 08:49 AM)
I got more than rm30 cashback. Lol

user posted image
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Same here. No idea why.

user posted image
snowswc
post Nov 3 2020, 09:59 PM

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QUOTE(BacktoBasics @ Nov 3 2020, 01:21 PM)
Guys, I did not get my cashback in October for my top up in boost via ambamk true visa. Lol

How ah? Does it mean it doesn't qualify for it??
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I think your case is that the MCC code captured under different MCC code.

I always email to check the MCC code after top up to make sure is 6540 because I noticed e-wallet sometimes will capture different MCC code.

user posted image
snowswc
post Dec 30 2020, 07:59 PM

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QUOTE(lilsunflower @ Dec 30 2020, 07:46 PM)
Hi all,

Did anyone sign up for the "Get up to RM500" acquisition campaign from 1 Apr to 30 June 2020? The one where sign up for conventional and Islamic and can get RM200 per card upon spending RM2k each within 60 days?

I signed up and spent in June (within one week of activation) ... And cashback supposed to be paid latest by Nov/Dec. Nothing received yet.

I even got an sms in June or July saying my spending had been met.

Just wanted to check if its normal for Ambank to be slow or miss paying out?
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I already received it last month for both cards. If not mistaken, my cards approved in may and met the spending in June.

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