i used this just 2 weeks ago.
it's mastercard internet rate+1% admin fee.

Exactly!

in my opinion, it's even cheaper than Cash notes. i think when we go exchange for cash notes at money changer, the rate will be >1% higher than mastercard rate.

also, don't forget about the 5X ambank bonus point.

btw, it's valid for WMC. i don't know about others AMbank CC.

Good to know that. Mind to tell how much Ringgit was charged for PPL HONG KONG for main+supp?

Thanks. Need to manage the card well to ENSURE it get waived.

Starting 2020, PBB has 'noticed' this 'mistake'. So, only 1 cash back for both princ and sup.

i made a quick search on this thread. there are not so many discussion on UnionPay card. it also means less 'competition' to get the Cashback.
For me , it looks good as i can utilise this card for Mc Donald drive thru and get the CB (hopefully)

maybe can give it a try now. 2nd year straight away cancel due to AF.

anyone has experience using this Card outside Malaysia, especially in China?

completed within the 1st hour via touchngo Ewallet. Let's see if i can get or not.

if you don't mind, pls update here if you can get the AF waiver successfully. thank you.

message deleted to avoid confusion. sorry.

This post has been edited by pisang: Sep 22 2021, 07:37 PM

sorry. the correct message should be "Not open for new application".
Not affecting the existing card holder.