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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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bukitbanyan
post Dec 28 2019, 01:31 AM

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I applied for Ambank true visa. The bank person (by phone) persuaded me to take their visa signature card and i went for it. After reading comments here I felt this card is useless. The only thing is I can get points for asiamiles.

Btw, my application already approved, so waiting for my ambank cs to arrive.
First time applied cc. Straight tried with multiple banks. Approved by hsbc aeon and ambank. Rejected by ocbc, sc, cimb, rhb and bsn😭. Waiting for maybank
bukitbanyan
post Dec 28 2019, 02:45 PM

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Ambank call and 'offer' me quickash 14k for 3.88% p.a over 12 months payment. Of coz i rejected unless it is 0%
bukitbanyan
post Dec 30 2019, 12:42 PM

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Do we get ambonus point for reloading bp or ewallet with am vs?
bukitbanyan
post Dec 31 2019, 07:52 PM

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Telemarketer called last friday said that my card approved already. Today already got my 1st estatement. I still havent got the card. Is this normal?
bukitbanyan
post Jan 2 2020, 09:17 PM

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If i apply for supp card, all expenses by supp holder will get ambonus point under principal card?
bukitbanyan
post Jan 2 2020, 10:05 PM

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QUOTE(Cookie101 @ Jan 2 2020, 09:25 PM)
Yes.

Always the case for all supplementary holders. All points / rewards go to principal.

The difference is that you set for the bill to be sent to supplementary to pay on their own.
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Can I request for the bill to be under my name?

bukitbanyan
post Jan 3 2020, 10:33 PM

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QUOTE(Cookie101 @ Jan 3 2020, 04:40 PM)
Haha... I think there’s a little confusion here.

There’s two separate discussion we are having.

First thing first. The statement has the option to be sent to principal which either to include or exclude supplementary. To exclude here means the supplementary will receive their own statements and pay their own card. Here: principal receive one statement. Supplementary A get their own. Supplementary B get their own....
This is what is being discussed here. Principal can see all statements and all spending when principal includes them. All billed under principal cardholder statement.
In simple: one statement contains principal + supplementary A B and C.

Second which is the one you are referring is different. Although the statement goes to principal altogether, each cc payment needs to be transferred to individual for payment.
One statement: principal + supplementary A B and C, payment needs to paid to each card account separately.

😂

Let me know if it makes any sense lol
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By default, can I see my supp card expenses in my amonline?
bukitbanyan
post Jan 4 2020, 05:27 PM

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QUOTE(fruitie @ Jan 3 2020, 10:47 PM)
Yes, under a separate account.
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QUOTE(limeuu @ Jan 4 2020, 05:13 PM)
Yes, you can see all principal and supp cards....all listed individually....

This in in contrast to Maybank, where can only see principal cards ....after viewing details of a principal card, then you can see a link to view the supps under that principal card....

The effect is then seen in real life....all cards in ambank, including supps, are considered equal, and are eligible for lounge entry.... Maybank supps have no eligibility.....
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Thank you. When you mentioned about lounge entry then I got one query. For VS one card holder can access 5x free lounge per year provided meeting the 500 spending criteria.

If I got 1 supp card, the supp card will get x5 access on its own or will share x5 with principal card? If I travel with supp holder both of us can gain entry to lounge?

bukitbanyan
post Jan 5 2020, 11:53 PM

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Hi. Got another question. If my cc got CL of 10k and I wanna spend 15k. I can add my own money of 5k into the cc. When I spent that 15k, will I get 10k ambonus point or 15k?
bukitbanyan
post Jan 15 2020, 08:56 PM

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Can principal cardholder call cs and ask about supp account?

 

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