QUOTE(honsiong @ Oct 14 2024, 10:56 AM)
So my credit card has been stolen and fraudulently swiped in New York & New Jersey, I gonna detail my exp a bit here, rant a bit.
I probably dropped my card somehow, or got pickpocketed on 2024-10-02, and I did not not realize it until 2024-10-07 after leaving NYC to other cities.
Since US does not follow EU and Malaysia's use of PIN code for transactions above RM 250, the card got swiped many times to a total of RM 2.7k at many places. There are purchases of RM 900+, RM 300+, RM 500+, all without any notifications from AmBank by SMS or app notification.
Since I left NYC, I also could not file online report on NYPD, and I am turned away by Boston Police Dept for even just filing a police report, that is going make my dispute case a whole lot harder.
nevertheless I submitted the dispute form and give this a shot still, the loss is pretty huge but I am not holding my breath for the recovery.
Should have bought travel insurance that cover such losses.
Benefit 6 – Loss of Credit Card
If an Insured Person’s credit card is stolen during the Insured Person’s Overseas Trip and the Insured Person has suffered monetary Loss from the fraudulent use of that credit card, We will pay for such Loss.
Exclusions Applicable to Benefit 6
We will not pay for any Loss:
1. if the theft of the Insured Person’s credit card is not reported to the Insured Person’s credit card company within three (3) hours of the time of theft; or
2. if the Loss can be recovered from any other source.
This post has been edited by Human Nature: Oct 14 2024, 06:15 PM