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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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Human Nature
post May 7 2024, 11:03 PM

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QUOTE(tzxsean @ May 7 2024, 09:41 PM)
is ambank usually slow in reflecting transactions?

Some of Saturday and all of Sunday's transactions still not appearing in system.
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Yes, veyy slow
Human Nature
post May 15 2024, 03:47 PM

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But why do they give 2 cards? is it stated anywhere at the PD that it is a combo product?
Human Nature
post May 16 2024, 12:47 PM

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QUOTE(BenChiew @ May 16 2024, 12:44 PM)
I doubt it can be a combo product since both are from different entities. Since they already have our documents, might as well split the business and grow both the entities.
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Can complain to Bank Negara one
Human Nature
post Oct 14 2024, 06:14 PM

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QUOTE(honsiong @ Oct 14 2024, 10:56 AM)
So my credit card has been stolen and fraudulently swiped in New York & New Jersey, I gonna detail my exp a bit here, rant a bit.

I probably dropped my card somehow, or got pickpocketed on 2024-10-02, and I did not not realize it until 2024-10-07 after leaving NYC to other cities.

Since US does not follow EU and Malaysia's use of PIN code for transactions above RM 250, the card got swiped many times to a total of RM 2.7k at many places. There are purchases of RM 900+, RM 300+, RM 500+, all without any notifications from AmBank by SMS or app notification.

Since I left NYC, I also could not file online report on NYPD, and I am turned away by Boston Police Dept for even just filing a police report, that is going make my dispute case a whole lot harder.

nevertheless I submitted the dispute form and give this a shot still, the loss is pretty huge but I am not holding my breath for the recovery.
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Should have bought travel insurance that cover such losses.

Benefit 6 – Loss of Credit Card
If an Insured Person’s credit card is stolen during the Insured Person’s Overseas Trip and the Insured Person has suffered monetary Loss from the fraudulent use of that credit card, We will pay for such Loss.

Exclusions Applicable to Benefit 6
We will not pay for any Loss:
1. if the theft of the Insured Person’s credit card is not reported to the Insured Person’s credit card company within three (3) hours of the time of theft; or
2. if the Loss can be recovered from any other source.

This post has been edited by Human Nature: Oct 14 2024, 06:15 PM
Human Nature
post Oct 14 2024, 07:29 PM

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It was discovered several days later, so in this case also not useful.

Anyway keep us updated on the bank's action.
Human Nature
post Oct 15 2024, 12:51 PM

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QUOTE(honsiong @ Oct 15 2024, 12:42 PM)
I am a hardcore apple pay advocate, hence I got the ambank card, but I used it to enter airport lounges and didn't safeguard it well enough.

UPDATE TO THE DISPUTE:

I went to the branch to replace the card. The branch worker helped me file the dispute form again and did not ask for police report, complete with all the ARN (office only field) in the table etc. Fingers crossed.

So far their branch worker has been nice and didnt ask questions, I am impressed. They did try to sell me on MAS enrich card though.
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Good to know, hopefully wil turns out positive.
Human Nature
post Oct 15 2024, 01:08 PM

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QUOTE(fruitie @ Oct 15 2024, 01:03 PM)
I asked this question yesterday, which travel insurance is this. tongue.gif
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Sorry sis, didnt't get replied notifcation. It is Generalli formally AXA, VIP plan. I always get from them.
Human Nature
post Oct 17 2024, 06:26 PM

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QUOTE(honsiong @ Oct 17 2024, 05:56 PM)
Update to my card dispute of RM 2700+:

They are rejecting the dispute because of no police report, which I was not allowed to make once I have left the city the crime happened in.

FFS, AmBank could learn from other big banks like UOB and Maybank, send SMS and notifications as soon as a spend happens kan?
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That sucks man. On the flip side, luckily they are not more swipe-happy.
Human Nature
post Oct 17 2024, 11:23 PM

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QUOTE(ericlaiys @ Oct 17 2024, 08:22 PM)
the question is have u claim before & how easy the process. so far i used allianz and etiqa. Etiqa is easy to claim and faster
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OT - when it was under AXA, I managed to claim for outpatient treatment at BKK. Was smooth.
Human Nature
post Oct 19 2024, 11:58 PM

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QUOTE(watabakiu @ Oct 19 2024, 10:01 PM)
Benefits-wise, is there a difference between :
Ambank Visa Signature vs AmIslamic Bank Visa Signature ?
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Quick look appears to be the same, but better go through the details:
https://www.ambank.com.my/cards/credit-card...-signature-card
Human Nature
post Oct 23 2024, 11:36 PM

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QUOTE(noobmaster_69 @ Oct 23 2024, 11:23 PM)
anyone manage to get sst waived for ambank cc?
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No
Human Nature
post Oct 24 2024, 01:45 PM

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QUOTE(noobmaster_69 @ Oct 24 2024, 11:57 AM)
ok thats pretty sad... rm25/card seem like a lot...
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Thats why make sure the benefit you get from the card outweight the SST. Btw, can also use 7000 points to offset.
Human Nature
post Feb 25 2025, 06:20 PM

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Crazy, points to redeem SST increase so much
Human Nature
post May 21 2025, 12:31 PM

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QUOTE(MGM @ May 21 2025, 12:29 PM)
Someone in this forum(not this thread) won 2 expensive cars by doing so.
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Who is the other one? One is Tan Aniki
Human Nature
post Aug 1 2025, 08:36 AM

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Just blocked my card and reported on unauthorised transactions.

Transaction date is 29 July but only appear at online banking on 1 Aug.

Last usage was in Jan.

Tent Kings & Events Vaughan CA RM28.12 x 3 transactions

Security is kinda lack, no notification, no alert, no blocking, appear online after 3 days.
Human Nature
post Aug 13 2025, 09:07 AM

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Are you able to view your CC at AmOnline?
Human Nature
post Aug 13 2025, 10:02 AM

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QUOTE(xiaomoon @ Aug 13 2025, 09:22 AM)
just checked, can view
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Hmm ok, my CC has vanished.
Human Nature
post Oct 30 2025, 03:10 PM

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QUOTE(xiaomoon @ Oct 30 2025, 01:50 PM)
anyone got issue topup suica by using enrich card?
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Few months back was able to top up using a different ambank card.

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