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 Conditional High Yield Savings Account

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wym6977
post Nov 12 2019, 10:49 PM

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Hi for SCB PSA do they have any cut off time to calculate daily interest?
From OCBC 360 thread, it was mentioned 9:30pm/9:45pm...

Try to max the daily interest as I am moving fund between SCB PSA and OCBC 360 to fulfill the deposit requirement...
wym6977
post Dec 23 2019, 11:15 PM

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QUOTE(zenquix @ Dec 23 2019, 10:52 PM)
summary: credit card spend bonus revised from 2% to 1.5%
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Why you say so? I thought it has been 1.5% this while (based on 10. July.19 TnC)

Also the new TnC (11.Jan.20) there is no cap for the deposit bonus...so the revised TnC looks slightly better offer...
wym6977
post Dec 24 2019, 05:58 PM

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QUOTE(mamamia @ Dec 24 2019, 01:24 PM)
As I know all the while no cap for deposit bonus interest. Only cap for credit card spending bonus interest.

So, it is just extension of the bonus interest.
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I never exceed the RM100K deposit so doesnt know it is uncap all the while as I see the new TnC include new column on "Average Balance Cap to enjoy"...

So it is business as usual and enjoy another year high saving interest rclxms.gif
wym6977
post Dec 25 2019, 11:39 PM

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QUOTE(touristking @ Dec 24 2019, 10:49 PM)
Does topping up RM 1000 monthly to e-wallet counts?
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Yup it counts (I top up to BP)
wym6977
post Jan 26 2020, 12:26 PM

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QUOTE(cybpsych @ Jan 23 2020, 08:35 PM)
user posted image

user posted image
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InvestPro rate getting lower and lower... hopefully SCB PSA and OCBC360 can maintain the rate sweat.gif
wym6977
post Jan 20 2024, 09:35 PM

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https://www.rhbgroup.com/smart/files/SmartTnC2024.pdf

Still maintain max 3.35% as last year condition right, but only changes is pay 9 bill instead of 6 bill..
wym6977
post Jan 1 2025, 07:44 PM

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Hi anyone know what is the new rates for RHB Smart for 2025 onwards? Previous campaign rate 3.35% already ended in 31/12/2024...
wym6977
post Jan 3 2025, 04:51 PM

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QUOTE(mamamia @ Jan 3 2025, 04:37 PM)
go for OCBC 360 - 3.25%
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Rize still 3.3% right?

 

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