Anyone is using UOB One account?

Does the interest rate is giving out monthly 1st or 15th?

Since this saving account will need to tie to UOB credit card, does my annual card fee for my credit card will have any change and also debit card?

Can this One account set up can be done online without require to branch?

Just to clarify the meaning of first RM 50k in this table for UOB One account:


If I keep my monthly saving about RM3k -4k and fulfill the 2 criteria, am I eligible for 1.65% pa interest for that month? Does the first RM50k means the minimum of monthly saving of RM50k and also fulfill the 2 criteria?

ok, in this case MAB 3k-4k and fulfill all conditions can get 1.65% pa and from RM50,001, the whole MAB is 2.15% pa? Right?

No, cc payment is not eligible for Pay bonus.

https://www.rhbgroup.com/personal/deposits/...ount/index.html

Tried using their app, the secureplus never work. Not any time.

I have few question regarding RHB Smart account.

I have saving account with a debit card.

Just to confirm, I do not need to go to RHB branch for verification and get a debit card or apply their credit card if I open the Smart account online. This mean I just "Upgrade my saving account" while maintaining my debit card. How about existing saving account?

For Pay bonus, is it qualify if all bill payment is using JomPay to different account number (kindly refer to the example below)?
Is their minimum amount per bill payment?

Example:
TM a/c:00001 RM10 method: JomPay
TM a/c:00007 RM10 method: JomPay
TNB a/c: 10346 RM10 method: JomPay

For Spend bonus, I will be using debit card.
- Does it accept online shopping using debit card? Does it allow pay using online banking (FPX) or need to insert debit card and other card details?
- For retail spending, accept paywave or need to insert the card pin?

Anyone can help me?

Thank you for the reply.

The Spend bonus is include retail and online spend. For retail spend, does it include PayWave and insert card pin (the card is insert into the pos machine and the cashier need the payer to key the pin)?

I am agree with you.

I am considering moving to RHB smart account too. If I am unable to meet the Spend category, I still can get 2.80%p.a. compare to OCBC 2.15% p.a.

I renew my RHB debit card in branch (have to) the officer told me even I have saving account with RHB, when I switch to smart account I still need to go to branch for verification. This is contradict with the information stated in their official website. I am not sure whether the staff is giving the wrong info to me.

Thanks for your insights.

Just curious, the existing casa will auto change to smart account or the casa will still be there in addition to the new smart account for those who have casa with RHB already.

May I know how can we choose which account to link with the debit card? Can this be done online?

Just an update for my smart account opening online in RHB.

I have successfully opened the smart account and my existing debit card number appear during the online application. So I think my debt card is linked to the smart account.

However, I have transfer 11k from my other bank to the smart account but the Bonus 1 (Save) category still showing RM0.00 to go status. Anything I have missed out?

ok, thank for the info.

Can I start pay bills and spend using debit card for the Bonus 2 and 3?

All the Bonus 2 and 3 will be updated after 2 working days start counting from the paid date?

The bonus 1 (Save) is require us to deposit minimum RM2k monthly but it stated that we entitle for Bonus 2 and 3 once we have fulfill Bonus 1. Does all the entitlement will be consolidate at month end. So, we no need to deposit RM2k every beginning of the month but just ensure there is a total of Rm2k before the end of the month.

The 2k deposit can include a lump sum of 2k and also few deposited total RM2k?

My debit card is still attached with the existing saving account and not the smart account. This is because I am unable to top up ewallet from the debit card for RM200+ while I am able to top up for small amount like RM1.00. My existing saving account has less than RM10 while RM11K in smart account.

May I know how can I change the debit card to attach to smart account?

I have only 1 debit card and I do not change my debit card. During the online application of my smart account, my debit card number is automatically appear and no other option. From here, my debit card should linked with my smart account. However, when I want to top up RM200+ to my Bigpay account using RHB debit card, it said I do not have sufficient fund. When I tried top up RM1.00, it can went through.

I just called their customer service about my issue.

They told me that I need to go to RHB branch to linked the debit card and require verification.

Close account and maintain less than 1k will have penalty.

Another question that I would like to ask.

I am tried to pay utility bill using JomPay. We can select pay using debit card and from smart account. If I choose debit card does it consider under Spend category and if I pay using smart account, does it consider under Pay category?

I will request to link my debit card to smart account probably next month.

I will try to pay using smart account for bill pay to see will entitle for Pay bonus in the next 2 working days.

Now without debit card, I only lose the Spend bonus. My understanding should be correct right?

If using debit card to pay then it should record as Spend category after 2 working days. I have not linked my debit card to smart account so cannot verify this.

The 'Joy @work" account will need employer letter or form from RHB for the HR to fill then can open this account right?

If sign up for 'Joy @work" account then cannot get Smart account benefit. It is 2 different accounts.

May I know what is the cutoff time for the fund in RHB Smart account to be consider for the day to calculate the daily interest?

For example, OCBC 360 account has a cutoff time at 9:45pm, any transactions done after 9:45pm is consider tomorrow date, thus the activity (bill payment and fund transfer) are on considered tomorrow.