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 Conditional High Yield Savings Account

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bm_kia
post May 5 2025, 09:00 AM

Getting Started
**
Junior Member
149 posts

Joined: Dec 2008
QUOTE(contestchris @ May 3 2025, 11:16 PM)
0.05% base rate
1.00% save rate
1.4% pay bonus (>RM50k without RM1k incremental increase)
1.4% spend bonus (>RM50k without RM1k incremental increase)
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Total = RM3.85%

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0.05% base rate
1.00% save rate
1.6% pay bonus (>RM50k with RM1k incremental increase)
1.6% spend bonus (>RM50k with RM1k incremental increase)
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Total = RM4.25%

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You can get 1.00% extra bonus rate if you use RHB as your salary crediting account via Joy@Work. You can activate it online or at RHB branch. Provided your work allow you to credit salary to RHB.
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How do you activate or re-activate your Joy@Work online? I found that I can login to their Joy@Work portal, but my eligibility has been revoked before (just have minimum amount in my Smart account for > 1 year).
bm_kia
post Jun 16 2025, 10:57 AM

Getting Started
**
Junior Member
149 posts

Joined: Dec 2008
QUOTE(fresbee @ May 15 2025, 11:38 PM)
QUOTE(mamamia @ May 26 2025, 05:53 PM)
ya, for this kind of incremental balance requirement, i will not use that acc as my normal saving acc, more like treating it as "FD", less movement then will be easier to track... more effort require for the extra 1%, anyway, this campaign only until dec25, so, i just treat it as "FD" for less than 1 year, just every month make sure to put in add 1k at 1st of the month..
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Looks like starting 1st June, the incremental balance of 1000 is no longer required to enjoy additional bonus rate? Easier to track then...as long as fulfill the >50K balance will do it seems


user posted image
bm_kia
post Jun 16 2025, 11:41 PM

Getting Started
**
Junior Member
149 posts

Joined: Dec 2008
QUOTE(ineser @ Jun 16 2025, 05:37 PM)
I think he/she is referring to Page 42
https://www.rhbgroup.com/-/media/Assets/Cor...ing_tnc_eng.pdf

However checking on the link provided inside the pdf above, the rates are much lower.
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Yes, I was referring to the TnC on this website:
https://www.rhbgroup.com/personal/deposits/...ount/index.html

Upon further scrutiny, it's still required sad.gif

user posted image

It's documented in the fineprint (2):
(2)Applicable to customers who increased an their balances of more than RM1,000 compared to previous month to entitle for an additional 0.20%p.a.





 

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