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 Conditional High Yield Savings Account

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avinlim
post Jul 4 2019, 05:39 PM

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QUOTE(avinlim @ Jul 4 2019, 05:22 PM)
any thread regarding the Privilege$aver account thing?

want to know what is the T&C for

2% bonus interest on saving RM3000
1.5% bonus interest on spending cc on Boost/Bigpay
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hi...coming here to ask about SC Privilege$aver account ....
avinlim
post Jul 5 2019, 07:46 AM

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QUOTE(mamamia @ Jul 4 2019, 11:39 PM)
Min. 3k deposit & 1k card spending (single card not combine cards). Then you get 0.5% board rate + 2% bonus rate (deposit) + 1.5% bonus rate (card spending).

If u have wealth product, u can get additional 2%

Their website got clear description:

https://www.sc.com/my/deposits/privilegesaver/
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their website does not state clearly so information:

- card Spending that excluded from RM1k spending criteria.
- withdrawal free, e.g account exceed how many time transaction before each transaction is charged.
- account maintenance fees.
- min account balance required.

avinlim
post Jul 5 2019, 08:22 AM

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QUOTE(TongCN @ Jul 5 2019, 08:19 AM)
Yea, i just registered last month and receive quite close calculation of my own of 4%

I earned more RM0.50 compare to my calculation.

But too bad some said the promo will revert back to 4.5% max starting 2020 sad.gif
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Revert back to 4.5%? but now is 4% already wor...excluding the 2% investment(which I will not do).

I am planning to get OCBC 360..which look better n easier to achieve.
avinlim
post Jul 5 2019, 08:28 AM

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QUOTE(CardNoob @ Jul 5 2019, 08:26 AM)
The package is 6% including investment/wealth management products.
What he meant could be 4.5% including investment/wealth management products next year.
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If no promotion means mayb will become +/-2% only....

I go for OCBC currently, any other suggestion? higher interest + easier achievable one compare to ocbc 360...which is 4.2%
avinlim
post Jul 5 2019, 09:31 AM

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QUOTE(TongCN @ Jul 5 2019, 09:23 AM)
Ya, original is total max 4.5% including invest/insure

Btw, the Privilege interest reset every month day 1?

I forgot to spend/deposit since 1st july  shocking.gif  shocking.gif  shocking.gif
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SC pv I dunno, no account. need to ask sifu here.

I got RHB smart account only which give 3% only....

 

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