I just opened RHB Smart.

Hope sifus here who can share your experience re below questions. 

The RHB officer and/or CS seems to give me conflicting answers vs what I read from whatever  info I can gather online.
Maybe the info I gather is out-date or I misunderstand.
Pay bonus -

1)payment made via JOMPay is ok?

Officer says, JOMPay tak qualify for this category while TnC seems to say boleh

Intent to pay TNB/Indah Water/ Celcom and other utilities

Spend bonus -

1) Can be combination of Credit card and debit card? eg RM400 credit card spend + RM600 debit card spend

TnC states Cr card "and/or" Debit Card. Officer says it's  either one or the other.

2) I didn't find any exclusion for transactions for this category.
Intent to pay for my LHDN tax/ Quit Rent/ cukai pintu.
From what I read here,  these will count towards Spend category?

3) There's no mention of number of transactions to be perfomed.
Should be ok to pay 1k in 1 transaction ?( kautim, keep card in drawer)

Office told me deposit in  account should not go > RM100k or no bonus interests will be paid for the whole amount in the account 
( I am inclined to think officer is not correct )
My understanding is, the bonus will be paid for amount up to 100k , any amount in excess will not be awarded bonus interest.
It will not render the whole amount in account to be disqualified from the bonus interests, right?