Conditional High Yield Savings Account
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 Jul 23 2019, 03:09 PM
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#1
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space   
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Just open a privilege saving account at Standard Chartered since I already got a credit card and online account there.
Anyway, was asked by the person in charge to take the debit card (annual fees RM8) if not the privilege benefits will not get. Is that true? Coz I highly doubt this debit card is needed to fulfill the required condition to get up to 6% pa interest. |
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Jul 23 2019, 03:31 PM
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#2
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(CardNoob @ Jul 23 2019, 03:28 PM) Are you planning to buy insurance or wealth management products with SCB? 4.00% pa is good for me.Otherwise, you'll be getting 4% pa only.  And I do have OCBC 360 as well. |
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Sep 22 2019, 09:45 AM
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#3
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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With all those ewallet in the market today.
RM500 spending for OCBC card or RM1000 spending for SCB card Is actually not a problem to hit. The conditions to achieve 4.10% for OCBC and 4.00% for SCB is not hard to meet. |
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Sep 7 2023, 02:50 PM
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#4
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(exwuliao @ May 8 2023, 12:05 PM) QUOTE(datolee32 @ May 8 2023, 06:13 PM) If without consider investment, the highest one should be stanchart psa, 4.15% but quite troublesome, I personally use RHB smart 3.35%. UOB One Account below 50k 2%, above 50k 4%, if 100k effective interest rate only 3%. I think UOB One account is the best at the moment for 50K to 100K savings. Not sure what were the T&Cs previously. But currently left only 2 steps to hit 6% pa. Easily achievable. |
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