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 Medical Insurance

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humbble
post Aug 25 2008, 01:57 PM

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Junior Member
52 posts

Joined: Aug 2008
From: Johore Bahru


QUOTE(kuenny @ Apr 26 2007, 02:34 PM)
before purchase the medical insurance,
check and see the Panel Hospital list.
then study the terms and condition...
the limit..
  1. Per Disability LIMIT
  2. Emergency Accidental Outpatient Treatment LIMIT
  3. Out-patient Cancer Treatment LIMIT
  4. Out-patient Kidney Dialysis Treatment LIMIT

some annual limit is 100k, but Per Disability LIMIT only 25k/50k.
some company medical insurance is... AS CHARGE as long as u didn't use more than the anual limit..
for example : ING Mediplus.
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Another example is Allianz medical card also as charge as long as annual limit not exceeded. ON TOP of that, you get 10 times of annual limit i.e. if the annual limit is RM100,000, you get Rm300,000 from other insurance company. As an Allianz customer, you get Rm1 million ringgit life time limit.With the consideration of inflation rate and oil price hike trend, medical expenses will definitely follow suit.


Humbble

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