Cos sometimes other property they have didnt rent out or losses in forex/stock/emas/premierleague/medical, then cannot bayar the bank the monthly mortgage, so use cc for food and petrol, then when cc maxed out, and friends n family sudah disown, have to jual assets. Then mau jual in short period cannot, bank take n lelong, ggwp.

Our liabilities all are 'dangerous' to carry, car loan house loan credit card unpaid student loan makbapakbrothersisteruncleaunty loan and so on, if we dont juggle our finances well we have to face the consequences.