Nowadays second hand TT prices are quite tempting... Was 2xxk, now 80k can get, you know why?

The reasons i think could be loan approval is difficult, need a lots of downpayment, lesser repayment tenure, maintenance cost is high, resale value is low hence reselling it become difficult unless you let the dealer cut your throat.

If you have allocated 35% downpayment and additional 10k for initial service/part change, by all means, go all the way, don't worry so much.

Not really, the TT (2007-2009) can be very good, maintenance is like golf MK5.

I booked an used 2008 TT earlier, but cancelled it and buy Golf MK6 instead, I like the power and the exhaust sound.