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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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akib_mullen
post Dec 2 2017, 12:20 AM

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QUOTE(Jenny87 @ Dec 2 2017, 12:15 AM)
When did you redeem and how long since no news about tracking number from them? I also received email that they are in the midst of preparing the shipment of the tng card and will send the tracking number once available but that was just few days ago and I have not receive the tracking number yet...
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Its almost 2 weeks already. Got that email on 20/11. I'll email them on Monday
akib_mullen
post Dec 2 2017, 09:03 PM

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What I like about pb cc statement they show the amount in RM transactions that eligible for cashback so we can easily find which transaction is eligible for cashback based on the amount.
akib_mullen
post Dec 4 2017, 05:22 PM

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QUOTE(confusedway @ Dec 4 2017, 05:16 PM)
Just to update - Interesting to know that the RM200 touch n go i claim will be post within 21 working days from the date i claim it from R+ so i still need to wait for another 3 weeks as i only manage to claim it on the 21 Nov 17...  doh.gif  doh.gif  doh.gif
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So have you asked them then?
akib_mullen
post Dec 14 2017, 09:18 AM

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Finally got email from diana said my tng card is on its way. But funny in the email the give link to gdex tracking without the tracking number haha
akib_mullen
post Dec 14 2017, 10:09 AM

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QUOTE(more2teayap @ Dec 14 2017, 09:33 AM)
for the free tng we need to spend RM250 on retail transaction within 45 days am I right? Does using it on petrol station considered as retail transactions?
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Got someone share the t&c few posts back. So any transaction other than mentioned in the t&c is considered as retail
akib_mullen
post Dec 14 2017, 11:27 PM

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QUOTE(szaku89 @ Dec 14 2017, 07:46 PM)
Yeah!! I finally got my free TouchnGo unique code from Ringgitplus, just claimed it, not sure when they will ship it. Seems like they will take quite some time to deliver it.
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Got the code on 20 Nov. Yesterday got email for the tracking number. Should get the card today as tracking said out of delivery but gdex fk up. Hopefully not kena songlap
akib_mullen
post Dec 20 2017, 07:33 PM

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QUOTE(gReeN sOda @ Dec 20 2017, 11:25 AM)
Hi all, i submitted my application for pbb credit card last Saturday for the rm200 touchngo from ringgitplus. Will it get approved before 31-Dec-2017? As only the application which is approved before 31-Dec-2017 is eligible for the offer.
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To whom you submit? ringgitplus or public bank? if public bank maybe can approve before 31st. If ringgitplus, the one that you get application form, that 1 I am not sure
akib_mullen
post Dec 20 2017, 07:52 PM

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QUOTE(gReeN sOda @ Dec 20 2017, 07:41 PM)
i filled in the form and emailed to pbb cardsmarketing..
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Based on my sent item, I sent to pbb cardsmarketing on Oct 16 and I got text message my application approved on Oct 20
akib_mullen
post Jan 17 2018, 07:40 AM

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Where can i check the forex rate and the charge if we using cc to purchase in other currency?
akib_mullen
post Jan 17 2018, 03:49 PM

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Guys can explain a bit about my cards?
In letter when i got card it says combined limit is 6k
But take a look at the picture
» Click to show Spoiler - click again to hide... «

» Click to show Spoiler - click again to hide... «


My visa available balance is rm2570.13
My mastercard available balance is rm4552.51
But all cards balance is same at rm4877.36.
So which one is my balance credit limit?
akib_mullen
post Jan 17 2018, 04:55 PM

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QUOTE(tan_aniki @ Jan 17 2018, 04:23 PM)
Your credit limit is RM6000 = RM763.19 (Outstanding Balance) + RM2666.68 (Authorised Charges) + RM2570.13 (Available Balance)
Same apply to MC.

Authorised Charges are those that haven't posted in your transaction yet.
Those involved installment plan charges and petrol pump charges at RM200 for each pump and revert back to actual charges after the petrol station do the settlement.

I don't think combine limit RM6k, it is separate RM6k as the all card balance is total outstanding + authorised charges, not available balances.
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Oh right, when i add up total outstanding and total authorised charges i got all cards balance. I thought all card balance is balance that i can use, but balance that i need to pay instead. And according to available balance, it is 6k each card. But in the letter said combined limit is 6k. Anyway, that clear things up. Thank you
akib_mullen
post Jan 18 2018, 04:49 PM

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For the flexi payment i can call them anytime as long as before my statement month ends right?
akib_mullen
post Jan 18 2018, 06:44 PM

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QUOTE(cybpsych @ Jan 18 2018, 04:59 PM)
1) transaction is meeting min amount
2) transaction is POSTED
3) before statement date

in short, as long as you can see the transactin in PBe, then can call to convert to FlexiPay.
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Unbilled transaction counted as posted?
akib_mullen
post Jan 18 2018, 07:13 PM

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QUOTE(cybpsych @ Jan 18 2018, 07:00 PM)
unbilled = not yet statement-ed.

just monitor the transaction history. if it's listed/posted then it's a final transaction.
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Alright.

Cheers
akib_mullen
post Jan 22 2018, 12:25 PM

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My issue for the pb quantum few posts back, the available balance on pbebank i think is not correct. If looking on availablr balance for mastercard and visa it looks like i got 6k CL each card, but yesterday i swipe my card and got declined. It really is 6k combined limit as per letter during receiving of the card.
akib_mullen
post Jan 22 2018, 03:09 PM

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QUOTE(SzeMeng76 @ Jan 22 2018, 01:08 PM)
Ya. Dont follow the master available credit limit.
It did not included the visa authorised charged.
I always follow Visa one. I think Visa one is correct.
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I think mine both also incorrect, because i got only 1.2k available balance, my master show around 4k+ and visa around 2k+
Anyway, I think if want to know the exact credit limit, need to refer to the letter that we got when we receive the card.
Online is not reliable.
Unless you got credit limit increase, then it is different case.
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