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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend

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SUSDavid83
post Nov 13 2017, 07:31 PM

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QUOTE(fruitie @ Nov 13 2017, 07:29 PM)
Oh well and also PTPTN right? sweat.gif
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Yeah.
SUSDavid83
post Nov 16 2017, 11:07 PM

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QUOTE(55667788 @ Nov 16 2017, 10:48 PM)
hello, want to ask

just got my first card. if my payment due date is 23rd and my statement date is 30th, that means I have to pay before 23rd right? statement date is just the day i get my full receipt, something like that?
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Statement date is just like ordinary utilities bill date.
SUSDavid83
post Dec 12 2017, 10:16 AM

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QUOTE(sl3ge @ Dec 12 2017, 10:16 AM)
May i know can we pay our car loan(maybank) by using maybank credit card?
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No.
SUSDavid83
post Dec 28 2017, 07:55 PM

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QUOTE(Leroi2x @ Dec 28 2017, 07:53 PM)
any1 work on mbb ? can help check my rejection reason
wondering why my cc application keep on rejected while all my payment ok
yesterday night apply citibank today been approved....
no idea whats wrong with mbb ...
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Do you have PTPTN in your CCRIS?
SUSDavid83
post Dec 28 2017, 10:49 PM

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QUOTE(Leroi2x @ Dec 28 2017, 10:48 PM)
nope...
1 hp leave 1 month , 2 cc with less then 1k out
1 mg not yet start pay ,monthly also rm200 only

all record with 0

no idea whats going on... hmm.gif
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Could be DSR hitting upper threshold.
SUSDavid83
post Dec 29 2017, 05:58 AM

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QUOTE(Leroi2x @ Dec 28 2017, 11:00 PM)
DSR below 30% ...
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Then I really don't know. sweat.gif
SUSDavid83
post Jan 7 2018, 11:24 PM

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QUOTE(deity01 @ Jan 7 2018, 11:18 PM)
m2u amex can no longer pay syabas? just notice syabas is missing from my bill selection when I choose to pay with amex at maybank2u
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I heard that SYABAS is moving to JomPay platform.
This also happens on CIMBClicks.
SUSDavid83
post Jan 11 2018, 09:14 AM

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QUOTE(shamsay @ Jan 11 2018, 09:04 AM)
If have outstanding ptptn payment. possible the application may rejected?
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Did you pay it in gradual manner? If no, sure will affect.
SUSDavid83
post Jan 11 2018, 10:06 AM

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QUOTE(chiahau @ Jan 11 2018, 10:03 AM)
Anything with less than “0” in your ptptn = likelihood kena reject 100%

I used to pay my ptptn late last time and it affected all my credit application.

Once I settled it, no more issues immediately.
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There're two things from PTPTN that affects CCRIS:

1. Overdue accumulated outstanding (tunggakan) that is not part of the repayment schedule
2. Missed monthly repayment (installment)
SUSDavid83
post Jan 11 2018, 08:28 PM

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QUOTE(SzeMeng76 @ Jan 11 2018, 06:53 PM)
I'm not sure I will automatic offset or not.
Everytime I login I saw there is still tunggakan there even I paid my install extra. (paid it earlier)
So I will pay back the extra tunggakan too to avoid any CCRIS problem.  sweat.gif
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That extra tunggakan needs to be cleared over the counter.
Other forumer said you can call them to make the manual adjustment.
Otherwise, that extra tunggakan will stay there forever till full settlement made.
SUSDavid83
post Jan 11 2018, 10:30 PM

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QUOTE(fruitie @ Jan 11 2018, 09:28 PM)
Same here but I can't settle the kos pentadbiran online, whatever I paid went to Ujrah. I called PTPTN before and they said it's fine, it will be consolidated at the end of payment cycle. I have few months advanced payments there, so nothing to be worried about.

So far cards all approved except for PBB. CCRIS is clear.
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You paid online directly from PTPTN website?
Or via Internet banking or JomPay?
SUSDavid83
post Jan 13 2018, 06:02 PM

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QUOTE(mimi89 @ Jan 13 2018, 05:48 PM)
Hi all sifu,

Let say my credit card is 5k limit.
If I want to purchase something which is 9k, can I pay 4k inside to that credit card first make it negative balance, then proceed to purchase something which costs 9l?

Thanks for the help. I am overseas and impossible to increase my credit limit right now....
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Yes, you can!
SUSDavid83
post Jan 31 2018, 06:30 PM

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I think I received RM 60 for RM 6000 spending.
It is impossible for me to reach at all!

This post has been edited by David83: Jan 31 2018, 06:36 PM
SUSDavid83
post Feb 5 2018, 11:21 AM

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QUOTE(syirbiznatch @ Feb 5 2018, 11:17 AM)
"5x Treats points FOR PETROL, Capped per transaction below RM500"

How about other non-petrol transaction? Like renew insurance in myEG RM1000+?

Does it mean

First RM500 = Yes u get 5x TP
After RM500 = only 1TP onwards or 0TP?
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Non-petrol except for transactions relating to government, insurance and education -> no cap.

SUSDavid83
post Feb 5 2018, 11:29 AM

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QUOTE(syirbiznatch @ Feb 5 2018, 11:28 AM)
So MBB know the game...

hmm.gif Any way to manipulate the TP system? Getting all 5x whenever do swap  laugh.gif
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No way since they're tied to MCC.

The only loophole is wrongly MCC setup by merchant.

This post has been edited by David83: Feb 5 2018, 11:29 AM
SUSDavid83
post Feb 10 2018, 11:00 PM

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QUOTE(reapermax @ Feb 10 2018, 10:48 PM)
Is anyone notice water bill is no longer be able to pay by Amex?
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Which water bill? Syabas?
SUSDavid83
post Feb 11 2018, 06:39 AM

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QUOTE(reapermax @ Feb 11 2018, 02:36 AM)
Yes, selangor is not be able to use Amex to pay now
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SYABAS has moved to JomPay.
SUSDavid83
post Feb 12 2018, 10:13 PM

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QUOTE(JuneResources @ Feb 12 2018, 10:11 PM)
It seems like American express card can enjoy 5% cashback on weekend only.
But what about Maybank 2Mastercard/Visa card? Any cashback or not?

If request to cancel the Maybank 2Mastercard.Visa card but retain the active of American express card, is it possible? Or compulsory must pair for both card?
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1. No cash back for Mastercard/Visa. Please read & understand the benefits carefully.

2. Cannot cancel. You can only choose not to use it.
SUSDavid83
post Feb 27 2018, 04:14 PM

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QUOTE(lyrilmaki @ Feb 27 2018, 03:20 PM)
can you teach me how to pay using M2U and with AMEX?

what does it mean?
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Set up bill details in Bill Payment.
SUSDavid83
post Mar 18 2018, 08:38 PM

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QUOTE(fc1233 @ Mar 18 2018, 08:37 PM)
Oh! is the CCV code is stated in front of the card, and is 4 digits?

I thought all credit card CCV code is at the back with 3 digits?
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For AMEX, it's the front 4-digits.

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