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 What's your monthly expenses

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post Sep 19 2018, 04:25 PM

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QUOTE(DS_Legacy @ Sep 5 2018, 01:26 PM)
Necessities
Eating Out: RM1000 (quite high, I love eating, I pay for my GF and family quite often)
Groceries: RM100 (including non-food items)
Petrol: RM500 (At least 3000 km a month, my well maintained 2006 myvi still 13.3km/l)
Toll: RM250
Phone bill: RM78 (Digi 78)
Parking: RM50-100 (shopping malls, sometimes meet customer)
Parents: RM300 each
Siblings: RM200~ (my brother/sister come ask for help every 3 months)

Subtotal: RM2.8k

Service/insurance/maintenance
Google drive subscription: RM8
PTPTN: RM290
Health + Life insurance: RM210
Auto insurance + road tax saving: RM42 (roughly RM500 every year)
Car maintenance: RM150 (for minor service, major service, change battery, and change tyres)

Subtotal: RM700

Entertainment
Vacation: RM300 (my gf and i go on budget vacation every year)
Movie: RM30 (once a month)

Subtotal: RM330

Grand total is RM2800 + RM700 + RM330 = RM3830 per month.

I actually thought of decreasing the budget for food, but I find no reason to do that. Simply because I don't smoke, drink, gamble, game. My main source of entertainment is eating laugh.gif
I guess the only way to save more is to earn more.
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Cool budget. Would it exceed? I mean in reality?
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post Sep 20 2018, 02:38 PM

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QUOTE(DS_Legacy @ Sep 19 2018, 04:33 PM)
It never exceeds tbh. Sometimes my food expenses is about RM800 when i was too busy working laugh.gif

And recently forcing myself to keep fit. 78kg for a 173cm guy is overweight liao. I managed to reduce my weight to 75kg now. Jogging is working and most important thing is it is free
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That's a lot man. What do you eat? My food expense only hit around RM500.

Morning one cup of nestum oak
Lunch fruits and bread.
Dinner Meal Rm7 to 13

Exercise yes. Eating also need to jaga. But I think you're still ok for your weight. Ain't so bad.
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post Sep 20 2018, 06:55 PM

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QUOTE(DS_Legacy @ Sep 20 2018, 06:02 PM)
My breakfast is usually bread.

I always eat outside on lunch and dinner. Each meal at least RM10 and I don't really go and calculate haha best to earn more than to save more.

Sometimes go out eat nice food with gf. One good ramen meal for two easily rm90+ laugh.gif
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Ah ya... Couple expenses. I forgot haha. For me I separated it. To ensure I keep track my self discipline.

 

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