I am lifeless.  Like I said I work >12h/day with only 1 off day/week.

I don't mind people knowing how I live as I am proud of the way I live. I don't need YOLO lifestyle. What's there to be a shame of.

Again as I said, getting second hand car is very easy. Just save up few months worth of salary and one can easy get a second hand car fully paid for in cash. Who ask to go buy new Honda or Toyota on first pay? That's asking for trouble. Owns elf dig their own grave aiming for RM50-70k car.  A car is a depreciating item and as long as it can serve it's function it's good enough.