Eating Out: RM1000 (quite high, I love eating, I pay for my GF and family quite often)
Groceries: RM100 (including non-food items)
Petrol: RM500 (At least 3000 km a month, my well maintained 2006 myvi still 13.3km/l)
Toll: RM250
Phone bill: RM78 (Digi 78)
Parking: RM50-100 (shopping malls, sometimes meet customer)
Parents: RM300 each
Siblings: RM200~ (my brother/sister come ask for help every 3 months)
Subtotal: RM2.8k
Service/insurance/maintenance
Google drive subscription: RM8
PTPTN: RM290
Health + Life insurance: RM210
Auto insurance + road tax saving: RM42 (roughly RM500 every year)
Car maintenance: RM150 (for minor service, major service, change battery, and change tyres)
Subtotal: RM700
Entertainment
Vacation: RM300 (my gf and i go on budget vacation every year)
Movie: RM30 (once a month)
Subtotal: RM330
Grand total is RM2800 + RM700 + RM330 = RM3830 per month.
I actually thought of decreasing the budget for food, but I find no reason to do that. Simply because I don't smoke, drink, gamble, game. My main source of entertainment is eating
I guess the only way to save more is to earn more.
Sep 5 2018, 01:26 PM
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