Assuming RM373k 30yrs loan @ 4.5% = 1 month 1.9k installment. Saw in another thread saying management fee is RM0.42. so one month need to bleed RM2100++ (RM1900 + RM262).

If wait 5 years and sell @ RM500k. RM373k + RM126k (5 years installment and not renting out). Congrats. You will earn Rm1k nett **meaningful profit**

[quote=aaron1717,Jul 7 2017, 03:58 PM]
its more meaningful to calculate rental yield now based on property price than looking at the installment liao... haha... no matter what he these few years need to bleed alot of cash flow anyway... gain or loss is another matter.... the rental yield if able to cover interest at least... he consider as getting the property at cost level liao disregard the transaction expenses...

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[/QUOTE]No plan to rent as I dun wan the hassle of managing tenant.[QUOTE]

Bro. My calculation based on owner unwillingess of managing tenant.

Just a simple/straight forward calculation bro. No argument there bro. Just best to rent it out. As you said, no one can predict the future.

Let me give you another perspective - Nilam Puri Condo nearby. Renting at RM1,400 for a 1000++ sqft. How much you are looking to rent for a studio? RM1k?

All those booming Prima and Rumahwip selling way below RM500k for bigger unit and better location are completing in the next few years.

You still looking to sell after 5 years for RM500k at RM800/sqft in this location?

Good luck bro.

So jelly of rich ppl like you. Can buy additional house cost RM2k+ monthly for holiday house. Guess I have a lot more to learn.