Level 1: 2 BTC withdrawal per day
Level 2: 100 BTC withdrawal per day

BTC is obviously like GOLD standard. But i keep very small amount in my cold storage. Looking at the current bull run of Altcoins (not shitcoins), I've done some readings on T40 coins and their 2018 road-map. I had SC, Ripple, Doge and XLM in tens of thousands around Apr this year. Sold all to BTC. If i would have kept the BTC now, the profit would be great, but I sold those BTC soon as well. These altcoins could have given me almost 10-20x more gain.

Well, since we are still very very early into this, I'm getting back to Altcoins to store them in large volumes. This time HODL for good. Will share the cool story end of 2018 here.

Thanks, he is quite wealthy he was an O&G exac, now retired just investing full time after retirement.

Planning to sell? Nope

Planning to top up depending on what it looks like next week, it's the earliest I'll have funds in Bitstamp to buy (don't want to pay 10% extra to buy locally!)

Yes, you need to complete verification before you can start using Coinhako, but their process is fast.
Mine done in 12 hours.
Submitted at 3:30am, next day 3:00pm got the confirmation email.
But the buying fee is 0.90%

More: https://support.coinhako.com/hc/en-us/artic...Withdrawal-Fees
So far, asides Luno, I think you can try either Coinhako, LocalBitcoins, Remitano for MYR/BTC; MYR/ETH.

PM me for Coinhako referral if you are interested.