Here's a guide to get an insurance for your baby.

Firstly, you can insure them medically for a medical card against illness while they are growing up.

Secondly, you can plan along for their education before they reach the age 18 where there will be enough money for them to further their studies.

As for death/tpd and 36 Critical Illness, it depends on how much extra you can spare on them as they are not generating income, I would suggest to insure it upon yourself.

To get to know how much you need for the education, get a life planner to map out how much you'll know when they are age 18 - 21 whereby they will need to use the money for the education.