i still havent get a insurance policy for my 9 month baby ...because i keep positive believe in god..


however , friend advise me get a policy ...

which insurer and product is good you recommend ?

Affin is not bad.

I'm leewah here from Great Eastern.

Specialized in baby medical insurance!

what is benefit of GE product ?

What made you change your mind? Getting insurance now means you have no faith in god anymore?

as a parent, most important thing is to prepare medical fund and education fund for your child

usually all the insurance got similar benefits. meet any agents, and do comparison.

i'm just get 2 different agents quote it for me, anyone can share their monthly budget for kid insurance?

Here's a guide to get an insurance for your baby.

Firstly, you can insure them medically for a medical card against illness while they are growing up.

Secondly, you can plan along for their education before they reach the age 18 where there will be enough money for them to further their studies.

As for death/tpd and 36 Critical Illness, it depends on how much extra you can spare on them as they are not generating income, I would suggest to insure it upon yourself.

To get to know how much you need for the education, get a life planner to map out how much you'll know when they are age 18 - 21 whereby they will need to use the money for the education.

have you decided on any?
care to share?

any father & child combo plan for insurance?

i know GE has one family plan but if not mistaken the cost of it is almost the same as a separate individual medical card.

buy those non investment link medical card until they finish studies and there after they can buy those investment link insurance themselves.

those non investment link medical card is actually quite cheap up till age 20+..

i see
then better take separately since i ady hve GE oso
yeah2, cover medical only enuf la kan

for my kids i would buy medical card only

the investment part i can do it myself

if possible i will ask them take ptptn loan in the future

so many discounts and rebate for prompt or early settlement

yeah,i too bought medical only....dont get brainwashed by salesman talk after 18 years can get big-big amount its actually peanuts..... you invest separetely in bitcoin for your kid

which one u take?

paying almost 200 monthly for my 5 months old baby. started since he was 2 months old.

my sons insurance about RM220 i think. thinking to change though. its good coverage though and get private room even at the pricier hospitals and also allowance and also give you cash if the room is less than your allotted amount. or something liek that. but it is a lot to pay lah. especially since now my company also cover him. haii.. decisions decisions. i met my insurance agent the day i got my sons MyKID lol. which is good cause on 100th day masuk hospital di. kecian. which saved me RM3-4k bills that time.

Affordable medical card
-------------------------
RM 585.12 per year

Benefits
Annual Limit - RM 50,000
Lifetime Limit - RM 200,000
Critical Illness -RM 50,000

PM 019-3399039 (WhatsApp only) for online medical insurance renewal.