Hi guys

Selalunye berapa bulan bayaran tertunggak baru bank akan tarik kereta?

bank: CIMB
monthly: rm900
already paid 7 out of 9 years loan tenure (more than 70% total loan amount)

thanks

Tiga bulan

if like that can discuss with the bank for restructuring liao

worth to try. bank also dun wan lose money

afaik if you had pay more than half the loan till % something, they cant tarik ur kereta in anyway pun.. check ur bank aggreement.. they only can restructure the loan to something else

usually 3 bulan.
2 bulan u tak bayar bank will call u.

oh 3 bulan? i read somewhere 4 months


noted. but i just want to survive for another few months due to some emergency.
i can pay extra rm100 everymonth to cover back the due. but thanks for the suggestion

buy another number plate with random numbers and stick it on your car.

yes. i know if paid more than 70% they cannot do anything.
but just afraid they ask gangster to harass me.


my due is on 28th,
salary on 25th.. sometime they even call me before due date!! even when there is no outstanding!

2month 21days - repossesion order / RO keluar liao...

anytime the car on the road before 9pm on tat day can tarik liao...

call bank and restructure is the best possible idea...

go to the bank flip table la

apa lagi

Pinjam 1000 dapat 1000 kan ada.

Cimb bank? Honda city?

No. Usually like this. Most people just run and hide. Anything can discuss with manager one. I talked with bank manager last time on housing loan. He said normally when receive lawyer letter or call from bank, they ignore and not replying. Actually, bank do not want to repossess the house. That is the thing they want to avoid. The manager said people can come and discuss for solution even if have to extend the period a bit

ko taknak bayar tiga bulan ke atau ko tertunggak sebulan selama 3 bulan?

kalau tak bayar tiga bulan memang kemungkinan tarik kalau loan banyak lagi
kalau tak bayar sebulan selama 3 bulan tak tarik pun sebab still tertunggak sebulan, bank hanya akan call suruh bayar tunggakan.

they have to call u before due date so that you wont get any penalty charges. its called reminder from the bank.

dah tertunggak sebulan lama dah. plan nk tunggakkan lgi sebulan so total 2 bulan lah.
terpaksa utk sementara waktu.

call up bank discuss with them. CIMB is the most reasonable IMHO.

Usually 2mths 20days letter out d

2 bulan 21 hari... After that 4th scheduled letter keluar... Dan org tarik mula mencari...

If kereta ada dlm kawasan pagar rumah... Dan org tarik ada diluar pagar... They cant force you to give or take by trespassing your house... If the do call police... Simpan kereta dlm pgr rumah lg selamat