More than a year after loans are cleared, would banks still have access to historical data from the CCRIS when deciding on our card application?

What should I consider when given the option to raise my card limit? Got my third call in a month from 2 different banks. Said I'll think about it.

That... got it! Thanks!

fruitie, cards that come in a pair like the CIMB CR + Petronas/Tesco cannot be cancelled right? This is from the staff who called offering to increase combined credit limit for existing cards.

Tried calling card centre twice just now but on hold for too long. Will try again later this evening.

Any ways to go about that? Or do we call CS every time? I know CIMB can allow/disallow overseas transactions but didn't notice any CNP.

Hey all,

I know we should give the bank a call if we plan to use the credit card outside Malaysia but what about online transactions paid to overseas entities?

Called CIMB and was told I no longer need to inform them of any overseas usage (online / physical). Transaction to the same outfit in Russia failed on Public Bank. I guess each bank has its way of going about such transactions.

But those planning to leave Malaysia for work or holiday, just call for peace of mind.

Will try on Steam and see what happens.

Got a scare there. Checked back and indeed the Quantum and Petron cards are free for life without the 12 swipes requirement.

https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx

This post has been edited by wonglokat: Apr 19 2018, 01:14 PM

The advice I got from here last time was to try with the bank into which your salary was credited.

Called MBB for card replacement but facepalming now as I forgot to enquire about charges.

https://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Didn't mention anything on faulty chip. The last time I lost my wallet it was RM50. Anyone experienced replacing their card due to the same reason?

Has anyone here got their transaction rejected due to "frequency limit reached" after doing a paywave? PBB CS said 9x usage and I need to use pin 1x.

That limit applies to other banks too?

Hey guys, I got charged 5k+ charged to my credit card for some facebook ad. Dispute and request for card to be blocked were done. While waiting for them to sort out the issue and statement due date coming up, do I have to pay anything first?

CIMB CR. In that case, will hold off on paying the latest statement until things are sorted out

And PBB has an option to cancel from within the internet banking site.

Happened to me recently for the same crap but 2.5k. Call them and to dispute and you'll be given a reference number. Keep that. And after that it's just waiting for them to do the necessary stuff before the next statement. They sent SMS for any action that has been taken.

I went further by lodging a police report, enclosed it with their dispute form (stating the reference number above) and faxed it over to them.

Just curious, have you traveled overseas lately?

This post has been edited by wonglokat: Jun 3 2019, 07:56 AM

Got it. I travelled to Indo a few months before and used my CC but it could be coincidental. It's crazy how a [fraudulent] CNP transaction went through without the OTP being requested.

This post has been edited by wonglokat: Jun 3 2019, 01:20 PM