Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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 Dec 9 2017, 11:31 AM
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#1
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Junior Member
32 posts Joined: Oct 2015 
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Hi..i got a noob question here...if my card credit limit is RM4k, i want to buy things worth RM7k, is it possible for me to swipe 4k 1st, bank in 4k into my credit card account, then swipe another 3k?
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Dec 9 2017, 11:43 AM
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#2
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Junior Member
32 posts Joined: Oct 2015
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QUOTE(fruitie @ Dec 9 2017, 11:38 AM) Well, I assume your stuff is RM 4k and RM 3k, yes you can but if it's one shot RM 7k you can't. yup..2 stuff to buy..so i have to bank in 4k 1st to my credit card account OR after swipe rm4k? For Maybank 2 cards actually.. This post has been edited by stevencjh: Dec 9 2017, 11:43 AM |
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Dec 9 2017, 04:44 PM
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#3
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Junior Member
32 posts Joined: Oct 2015
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QUOTE(fruitie @ Dec 9 2017, 01:33 PM) On second thought, I have a feeling it may not work if it's split purchases because either way, the payment you top up will be offset as payment for your initial purchase. If it's a combined purchase it may work. Others can advise too. Icic..anyway i think i will use 2 cards to avoid the hassle..thank you for your advice Ms Fruitie!! For Maybank, please take note you can only use CDM or interbank transfer from other banks to top up limit for your credit cards. Use Maybank account transfer to it will not succeed if you transfer more than your outstanding.  |
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