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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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kit2
post May 21 2017, 09:53 PM

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QUOTE(edwardccg @ May 16 2017, 07:50 PM)
Can we request to temporary deactivate my cc so that i dont need to pay annual fee for that card?

I am going oversea for few years so will not use the card, but dun feel like want to permanently cancel the card.

The card is hlb mach. Since i am noy using the card, cannot fulfill 12 swipe per year.
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i have a hl mach card too. i have stopped using it for a while but not going to cancel the card as hlb is the only bank willing to give me a unsecured credit card. to me, swiping rm1 x 12 isn't too difficult. smile.gif
kit2
post Jul 31 2019, 08:58 AM

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QUOTE(ClarenceT @ Jul 31 2019, 07:45 AM)
Islamic CC doesn't charge Interest, it is not halal.
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maybank calls it "caj pengurusan".
kit2
post Aug 1 2019, 04:44 PM

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QUOTE(rangeseven @ Jul 17 2019, 07:47 PM)
my house loan officer submitted me 2 credit card application for cimb without my knowledge.
Now i just received 2 credit card. Without activation, I called to cancel those 2 credit card

CIMB Cash Rebate Platinum MasterCard
CIMB Platinum MasterCard

Question: When i look at the T&C for both cards, it says RM25 SST upon approval and every anniversary.

Does this mean i already kena charge RM50 for 2 cards?  doh.gif  doh.gif
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if the cards are not used/activated, just cancel them and you will be entitled for full SST refund.

QUOTE(Savor_Savvy @ Jul 31 2019, 06:44 PM)
Oh, so it's RM50 the first time, and then RM50 annually for both cards even when you did not activate it? Can someone confirm this?
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yes, RM25 for each card upon account opening and every anniversary. if you didn't use the card at all, terminate the card and ask for SST refund.
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