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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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kimi0148
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Jan 22 2020, 10:07 PM
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Getting Started

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Hello, i applied and already received citibank cc, but thinking of not activating it, is it ok? cause now feel like terminating the card. lol
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kimi0148
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Apr 22 2022, 02:11 PM
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Getting Started

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Greetings sifus, Does payment using CC to JagaApp considered online?
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kimi0148
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Apr 22 2022, 03:49 PM
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Getting Started

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Thanks!
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kimi0148
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May 12 2022, 08:54 AM
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Getting Started

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Apply CC through ringgitplus, loanstreet or comparehero, imoney comes with free gifts and promotion.
Any reason not to go through them? Any word of advice?
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kimi0148
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Jan 6 2023, 09:57 AM
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Getting Started

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Good day sifus!
Currently have a Simplicity Citibank card with CL 20k (other cc 10k max). But have been dormant, should I cancel it or save for future emergency use?
PS: Have other CCs for CB purpose. Will the unused CC have any effect on CCRIS record?
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kimi0148
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Feb 27 2023, 12:57 PM
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Getting Started

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Hi sifus
any method recommended to pay Great Eastern RM 200 monthly insurance auto debit? Currently with Affin visa, in view of April changes not more providing much benefit.
This post has been edited by kimi0148: Feb 27 2023, 12:58 PM
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kimi0148
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Mar 1 2023, 09:50 AM
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Getting Started

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sifus, PB visa signature AF rm 388. can waive if got use? read the product disclosure but did not see anything mentioned
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kimi0148
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Mar 1 2023, 11:29 AM
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QUOTE(cybpsych @ Mar 1 2023, 10:06 AM) the AF is auto-waived with min 12x txn per year you cant even hit 12x? was so engross on the PDS haha din realise it's in the first sentence of the product page
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kimi0148
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Apr 22 2023, 12:01 PM
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Getting Started

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just wondering, if we keep cc in our car. will the cip spoilt over the time?
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kimi0148
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Aug 12 2024, 10:45 AM
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I have existing RHB Shell Islamic cc since 2020. Last month, I applied RHB Shell conventional cc through RP and received rejection SMS in July. Wondering can i apply again through official RHB website within this short period and will it make a difference?
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kimi0148
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Aug 12 2024, 01:56 PM
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Getting Started

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QUOTE(cybpsych @ Aug 12 2024, 11:13 AM) rejection from rhb. RP has no authority to approve your cc application. you reapply wont help, as it still goes to rhb again anyway If different officer review maybe different outcome? or wait 6 months and reapply?
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kimi0148
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Jun 12 2025, 02:16 PM
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Getting Started

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My pbb quantum visa is nearing SST charge. Any reason to remain? 1% doesn't feel too much of a rewards. Anyone with same dilemma?
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