Hi all, i need an advice and opinion from u guys here.

I'm just receive a call from "Takaful" that ask me whether want continue or terminate my visa/master card Personal Assurance(PA).

They said my last payment is from 2015 which is RM9XX, that ord waive from credit card company(ask them which bank they said no info for that).

Now if want to terminate will need to pay 1 year fee which is RM499.XX
else just pay another RM9XX to continue another 2 years.

I'm new for this issue, do u guys facing same issue like this before?

Thanks if can advice.

nope.. i dint sign anything about it..

they said that PA is offered by my visa/master card bank.

she some more belasah me, when u sign up credit card u dint read carefully what u sign d kah?..
then i reply her u got read thru every single word at ur credit card agreement d kah?.
then u she ya la, every credit card got PA punya......


but the sad thing is after knowing my card number, they already charge me the 1 year fee when i said i want to cancel that not continue.....