Hi, just wondering will lowering credit limit on 1 bank hurt your credit score or lower the chance to get new credit card from other bank approved? I was thinking lower my hlb limit and apply higher limit on my mbb cards

besides, if i just changed my job recently, reaching 6 month now, is it high chance getting rejected by bank a ? the public bank cc form need fill in year of service somore sad

This post has been edited by hakkai0810: Oct 23 2017, 12:00 AM

just wondering if cc application kena rejected, it will show up on the ccris report? because i check my ccris report, there is no rejection record in the bottom section.

and do we really need to wait for another 6 month before attempt to applying the credit card for that same bank again?

Thanks for the advise

if cancel the credit card application when its working in progress, do i need to wait 6 month to apply from same bank again?

anyone got experience with this situation? Thanks.

The bank is actually standard chartered.

oh ok, i guess no choice but hoping my card approved before 1/9 then XD thx

just wondering is there any limit on credit card that one person can hold? If my salary is around 6k, and my total CL of all the bank is around 120k, can i still apply cc for different bank?

thanks in advance.

ok noted. will try my luck then. thx

anyone know that the credit card get by pledging fd will it appear in ccris ? Thanks.

all 6 card from the same bank? If same bank, i think it doesnt matter as most bank is sharing credit limit for same entity(conventional / islamic).

some bank when processing ur application tends to put a very large amount in ur ccris report to block another cc application at the same time. Its true that the ccris report wont show any rejection record. However, that is the copy visible to you. Not sure if the bank copy will show all the rejection record or not.

Applying many cc in a short time i believe will affect your rating.

are you raising any request to rectify ur ccris report? You can check the request under MY Request > Data Verification Task - Individual.
Basically you cant do anything except amend or delete the request if the issue is resolved.