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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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hafizredha
post Mar 1 2023, 09:39 AM

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QUOTE(potatobanana @ Feb 28 2023, 10:18 PM)
Just wondering how do we automate the payment of credit card under different bank?

Eg: Bank account under bank ABC, but credit card under bank XYZ

Any long term solution?
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just like a normal transfer, pick date and amount.
hafizredha
post Mar 1 2023, 11:29 AM

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QUOTE(potatobanana @ Mar 1 2023, 11:23 AM)
For my current card (under same bank), I am able to do 'standing instruction'.

If using credit card from different bank, how does the system pick up the amount?

I am not trying to the autopay manually, I want to automate the whole autopay process.
Please let me know if I miss out something.
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you can only transfer pre set amt for different bank cc. cannot choose between outstanding, statement or minimun payment.
hafizredha
post Mar 1 2023, 11:41 AM

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QUOTE(potatobanana @ Mar 1 2023, 11:33 AM)
Yeah that's my concern I am afraid sweat.gif

If just keep paying a fix amount, it will be either more or lesser than the statement amount, which defeats the purpose.

Thanks for pointing out once again notworthy.gif
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bro im sorry im not helping you that much.
hafizredha
post Mar 21 2023, 12:15 PM

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Hi, I want to ask anyone who knows, i exceed my cc limit by rm100. How much fee bank will impose YA? im using cimb btw
hafizredha
post Mar 21 2023, 03:04 PM

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QUOTE(cybpsych @ Mar 21 2023, 02:20 PM)
https://www.cimbclicks.com.my/pdf/Credit_Card_PDS.pdf

seems like no overlimit fee

better contact CS to reconfirm
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tq bro
hafizredha
post Oct 10 2023, 02:18 PM

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QUOTE(dcUni @ Oct 10 2023, 01:57 PM)
I try to upload the document to apply for Maybank credit card. It was successfully in the first try with no error. However, it ask me to re-upload again after that and now it was error after I submitting the document. I have no idea how Maybank can deal with this kind of system.
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i also have the same problem.
apply on 26th september upload everything
reaaply back because there is no notification etc

on 29 credit card approved.
hafizredha
post Oct 10 2023, 10:24 PM

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QUOTE(dcUni @ Oct 10 2023, 09:33 PM)
Wao that is good. Did you have the status update after your first time apply? Because when I check again the whole application is gone. And I can select new card again. Lol.
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same like your situation
first time apply islamic cc and the application gone
apply 2nd time conventional oso gone

29/9 approved> 30 reflected in app> 4 or 5 recieved the card> 7/10 second card rejected
hafizredha
post Mar 23 2024, 11:59 PM

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QUOTE(tzxsean @ Mar 23 2024, 09:15 PM)
now I'm also in dilemma, the cash back from M2C AMEX and FCB is neither here nor there since most of my spendings are for utilities, TnG and petrol.

most of the CCs don't cover my requirements and a few has spending tier/category to truly earn the cashback  sad.gif
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Apply few cc but never asked by bank. Maybe u are HNWi?
hafizredha
post Mar 30 2024, 09:20 PM

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QUOTE(cassian948 @ Mar 30 2024, 08:15 PM)
In my experience, banks will increase your limit, if you already have an existing card with them, eg. a second card.

But for new banks, they will not refer credit limit you have with another bank, or to offer above it.
Yes, I want Grab CC - but only Maybank offers it.

Maybank rejects me twice for the same card.

1nb4 - I have no issue with HSBC, Standard Chartered, Citibank, Public Bank.
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Before this maybank always reject my application but after changing a new job and because of my company using maybank finally i manage to secure maybank cc.
hafizredha
post Mar 31 2024, 11:38 AM

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QUOTE(hafizredha @ Mar 30 2024, 09:20 PM)
Before this maybank always reject my application but after changing a new job and because of my company using maybank finally i manage to secure maybank cc.
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Case by case basis, based on cs some ppl will be granted new cl and some ppl their cl is taken from islamic card. Eg islamic card 10 k new cl 5k islamic card and 5k conventional card.
hafizredha
post Aug 30 2024, 11:27 PM

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QUOTE(niceit198 @ Aug 29 2024, 07:36 PM)
Hi guys , anybody that recently had add card in Maybank ?? Existing credit card holder , want add new credit card. But branch staff is like submit fresh application.

Maybank no such add card ? Only fresh application ? Not likely it will separate credit limit for fresh application right ?

Have received sms say RM0 MBB:We regret to inform that we are unable to accede to your card application. Thank you for your interest shown.
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For existing cc holder usually the card will be approved unless u apply for card that not within your salary range.

 

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