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Citation from The Sun Daily Malaysia: “On merchants who require a minimum purchase amount before a customer can pay with a credit card or those who impose a surcharge, Tan said consumers can lodge a complaint with BNM.”

Citation Source:
http://www.thesundaily.my/news/2017/04/13/...on-number-cards

Because it is mentioned by their Director that you can complaint.

Guys, quick question.

When apply credit card, the salary can include allowance?

is it a good idea if really need cash, buy gold use the credit card and the payment convert to the epp plan, then pawn the gold instead withdraw cash from the atm use the card. ( but will redeem it later )

Already cancelled 4 of my cards regardless of the anniversary date. To be honest, felt relieved as I no longer have to bring them out everytime I go out (I am paranoid that my house will be broken into). There was a time when I put all my unused cards in a poker card box and bring them out to shopping

Help sifu here,
I first time apply hong leong credit card.
I receive and activated my cc on 30jul18.
and i dont know my statement  day is 3aug18.(so fast statement date?!)
Then due date 23aug18.
I pay my bill on 29aug18, now get late charge RM10+RM2 (18%)

May i know this case will i get record in my ccris?

This i the first time i apply credit card statement date so fast,
I dont mind pay the RM12. just worry about my ccris,
Anything i can do?

Thanks

Go to shopee search bill payment for credit card paymeny.  only charge 0.5% fee

What kind of reliability are you talking about?

U need to give credit card no to them ?
if yes, why want to save some little money to exposure your credit card to other people?
The most important is secure. If need credit card no, no a good  choice
I would say reliability not only to the seller pay bill or not. But, no good to give credit card no to them,
But, what happen if they settle the credit card bill and you credit card exposure to other?

Pending verification approval now. Only then can test out all the fees and charges.

Edit: Verification took 15 minutes.

So far what I could see is,

1. Top up max amount = RM1,500
2. Withrawal fee = RM2.00 including GST (didn't say how much can withdraw) and takes up to 10 working days depending on your bank.

the "lucky money" is like random donation 

kindly messy with all the features lumped inside, confusing 

I was watching video about credit card in the USA and it seems that people in the USA were able to get credit card that is above their income level as long as they have a good credit score. Would this be applicable in malaysia as well? For example maybe my annual income is around rm60k, if i have a good credit history would i get approve for maybe maybank visa signature(70k) maybank 2 premier?

still good for those reloading TNG card at JG



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I don't know how it happened but it really happened... I forgot to pay my Citibank outstanding payment which was due on 25th June, I only remembered before I slept this morning and quickly cleared all. Of course, there were interests slapped to me already. It's my mistake so I take full responsibility and will not ask for any waiver.

I guess this will affect my CCRIS rating and I will have "1" soon after Citibank updates 30.06.20 record. I want to know is there any chance I could appeal to remove this "1"? Or must I live with it? Luckily I'm not applying any credit soon but I know this will affect my credit history badly, at least for coming 1 year.

It will be updated later I guess, in these few days.

Yes, already charged and I already paid as well. Hopefully not badly. I take it positively and may take this opportunity to apply new cards to see if will be approved or not.

Thanks for the information.
I will try next time.

quick question about ocbc titanium. i know it's usually safe to just pay the statement balance but i don't have plans to use it anytime in the future. so if i pay the outstanding (ie statement balance minus cashback), will i be penalized?