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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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dannychen
post Mar 17 2018, 12:53 PM

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QUOTE(cklimm @ Mar 16 2018, 10:49 AM)
Unker flying to China next month, which of the following cards are best for oversea transaction?

CIMB: Enrich plat; Cash Rebate card plat
UOB: One Card
Maybank: Amex Gold
OCBC: GE plat
BOC: UnionPay prepaid
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China's merchant mostly accept only Union Pay card. very seldom you will find a merchant can accept Visa/Master Card outside airport.
dannychen
post Mar 28 2018, 10:12 PM

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QUOTE(ClarenceT @ Mar 28 2018, 02:19 PM)
CCRIS only shows your debts and your payment behaviours in the past 12 months only.

CTOS report can tell if you have court cases (litigation/bankruptcy etc), directorship, and credit rating (CTOS score), all your correspondence addresses from various sources. If your CTOS score is green, you are financially healthy, but subject to your income. Free CTOS report & CCRIS records will not have this information.

So it is up to you if you want to spend RM26.50 for the financial check-up.
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its cheaper than ctos my credit report

 

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