So have lurked around for years.
Came here to rant specifically. Wtf is happening? all the CC's seem unattractive anymore.

Maybank premier 2cards nerf.
Alliance bank VI annual fee implementation.

For context.
I load around 500k spend on the Maybank VI to get Krisflyer miles annually. The earn rate used to be 5000TP per mile when i started this points game. I accumulated and spent around 3million KF miles for my family but I dont see any valuable conversion at 12,500 TP.

Now the Alliance Bank VI will lose the annual fee waiver. (it doesn't have any benefits at all , earn rate is not even attractive).


My 2 cents, the way i see it the only good cards are the AMEX KF plat, CIMB TWE (if you can hit 240k spend) and Maybank VI (hate to say it but the still the best earn rate for KF even though its trash).