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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Nom-el
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 Nov 6 2017, 03:47 PM
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QUOTE(JamesBotak @ Nov 3 2017, 07:51 AM) Is there any local/foreign website now that won't request for OTP/MSOS code? fruitie any thoughts on this? QUOTE(fruitie @ Nov 3 2017, 09:23 AM) Not that I'm aware of. Well, I'm not too worried about this unless you are so unlucky that targeted by the merchant. Usually I will be around when they perform PayWave, I don't allow any merchant to use PayWave without my permission. For PIN & Pay, obviously I have to be present to input PIN. I have come across a few websites / apps that do not require OTP / TAC to confirm the CC transaction. Those are the ones that usually use foreign payment gateway. One way to prevent unauthorized transactions on sites that do not require OTP / TAC is to not enable CNP (Card Not Present) transactions. This way, all such transactions including MOTO (Mail Order Telephone Order) cannot go through. Only enable it if you need to use it. |
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Nom-el
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Jan 8 2018, 03:47 PM
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QUOTE(annachen @ Jan 5 2018, 11:52 AM) Hi, just wondering if usually fill up form for auto debit from credit card.. Ex: I change my GE payment auto debit by credit card. In the request form it write Particulars of cardholder. Name: (I was wondering the name should fill full name as IC or the short name in my credit card?) IC: Card No: Expiry date QUOTE(Human Nature @ Jan 5 2018, 03:03 PM) You got to check with the bank then. Human Nature is certainly not a name Name as in NRIC It should be the name in the credit card. |
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Nom-el
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Mar 26 2018, 12:44 PM
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QUOTE(acejlsh @ Mar 16 2018, 08:25 PM) Can anyone provide confirmed advice: For the restriction of 2 credit cards issuers for those earning between 24K to 36K per annum, does it applies to CC obtained via pledge as well? I would like to know too. Anyone can advice on this? |
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Nom-el
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Feb 9 2020, 05:22 PM
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Anyone here tried Pay4U before? I could not find more information on this except for the info on the app store. QUOTE Pay4U is a loan payment app that offers an alternative payment method in the form of a card. Pay up to 6 categories of loans:
∙ Housing Loan
∙ Car Loan
∙ Credit Card Loan
∙ Personal Loan
∙ Motorcycle Loan (Aeon Credit)
∙ PTPTN Loan
We’re here to empower individuals to make payments in whatever way they choose. Payments can be tedious and confusing. We’re here to help with that. On top of it all, using our app can also:
∙ Maximize your cash in hand
∙ Help earn more credit card points and rewards
∙ Help maintain a good credit score
∙ Help avoid additional interest and late fees
∙ Reward while doing your commitments
Start Reaping These Benefits By Using Pay4U! https://play.google.com/store/apps/details?....pay4u&hl=en_US |
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Nom-el
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Mar 4 2024, 06:54 PM
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I have a question about 20 days interest free grace period. If I pay my statement balance before due date, there will be no interest charged. If I did not pay all before the due date, interest will be charged on the remaining statement balance and subsequent transactions will no longer be interest free.
When would it reset? Immediately after settling the unpaid statement balance or all outstanding balance (including those not yet statemented)? Or in the next statement cycle after either of the above?
In other words, when will one get to enjoy the 20 days interest free period again?
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