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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Nama saya Amad
post Aug 25 2017, 07:31 PM

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If I apply for two credit card with the same bank, would they just give combined limit instead of per card limit?

I have one currently with bob, but the card is not that great. Looking to apply a new one with the same bank. In this case, will they give a new limit for a new card or just combined limit per the old card?
Nama saya Amad
post Aug 25 2017, 07:57 PM

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QUOTE(sj0217 @ Aug 25 2017, 07:54 PM)
Will be sharing credit limit regardless number of cards you have in the same bank

Another case that bank may increase credit limit if your income increased based on last application

If you referring to Islamic card and normal card, then different case.

Example:
MBB2 card = 10k
MBB Islamic card = 5k

Islamic card only CL for 5k, can't use more then that
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I see. They will only give different limit if one is conventional and one is islamic.
Nama saya Amad
post Oct 12 2018, 10:23 AM

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QUOTE(topearn @ Sep 20 2018, 11:33 AM)
Heard under SST, each credit card will be charged RM25 on card anniversary. Should I let them charge 1st, then ask if the bank can absolve the fee, and if not, then only cancel and get the RM25 reversed ?
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Uob does not allowed reversal of sst (even there is no other transactions) once charged to your card, other banks allow. That sucks. Uob sucks.



 

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