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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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LimitEDition
post Jun 27 2017, 07:36 PM

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guys i have a question.

i plan to purchase macbook for 9k... they have installment interest free for 12 months.
bank will lock 9k from my credit card.

but if i purchase online ill get rm400 student discount..this also will lock 9k from my cc

this may be a silly question but wouldnt it be cheaper to buy the online price and pay the monthly minimum payment for cc? rather than opt for physical shop 12-month interest free tq

*plan to buy, still in consideration, not that rich
LimitEDition
post Jun 28 2017, 06:18 AM

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Joined: Feb 2010
QUOTE(SzeMeng76 @ Jun 27 2017, 09:50 PM)
If you have PBB Quantum cards, u can go for online purchasing,
then after that, call CS to convert your purchase to 0% 12 mths flexi pay (qualify when purchase more than RM 1,200)
If other cards, prefer you go for shop 0% 12 mths instalment, else you will got interest charged for if you did not pay full for the online purchase.
*
tqvm..gathered the same info also yesterday
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