I read it as rm1000 cb per annum.

website updated

https://www.bankrakyat.com.my/c/personal/ca..._card-31/credit

TERMS AND CONDITIONS OF FREE ACCESS TO PLAZA PREMIUM LOUNGE MALAYSIA FOR BANK RAKYAT PLATINUM EXPLORER CREDIT CARD-i

TERMS AND CONDITIONS 5% CASHBACK FOR AIRLINE TICKETS AND HOTEL BOOKINGS FOR BANK RAKYAT PLATINUM EXPLORER CREDIT CARD-i

Hi guys i have a dumb question. its my first time using my CC.

I had activated 2 of my UOB cards in 22 Spe 2019.

i had used both cards for spending. The weird thing is when i saw my UOB app the payment amount due is RM 0 for Oct 08.

i have some question regarding the CC

1. can i repay the amount early ? will it affect my credit score ? because i paid early and system didn't detect i had spending on my both cards

2. izit true that i need to pay separately with both of my cards ? my mom told me that i cannot only combine the amount of both cards and pay them in one CC account.

3. i dont really understand my bill cycle. i do read the thread summary about the 50 days repayment period. but im still confuse. maybe this is my first month of owning the CC. so the bill cycle is abit confuse to me.

Newbie here ...

Normally how to get my credit card after application?

Ahhh sorry, is how long to wait...

Any cards/ways to pay utilities bills for cashback now? Like tnb and maxis, seems like no?

Any cards/ways to pay utilities bills for cashback now? Like tnb and maxis, seems like no?

Quota fully spent for E wallet

Just wondering, can i put a customize max credit card charge limit per month? Im new to cc and just looking to get cash back for my normal expense. So im looking for ways to help limit the charge up until the cb cap.

For example pbb quantum cc, i would like set the cap at rm600 because of the 5% cb with rm30 cap.

And would there any issue if i made a payment in advance(before statment)? As in it wont affect cb or anything right? Essentially, if i can implement these two thing above, i would like to turn the cc to behave a similiar way as a prepaid card.

my card payment due is 31 July. i made full payment on 1 Aug, and HLB charged me late payment penalty and interest. i appealed, but HLB only waived late payment charge, and interest charge cannot be waived. they refused to reverse interest charge although i appealed for second time.

i heard some where in credit card related forum (few years back) that BNM ordered banks to give grace period of few days (after due date) before they can charge interest. is it true ? can someone enlighten me on this before i make an official complaint to BNM ?

a few years back i already heard someone talked about grace period after due date.

i also found this in BNM document.

https://www.bnm.gov.my/index.php?ch=57&pg=144&ac=811&bb=file

Clause 10.6
An issuer shall provide cardholders with a grace period of at least 4 calendar days after the payment due date. This is to cater for payment due dates falling on weekends or public holidays.

Hi, is it possible to transfer an installment from one card to another card? Let's say both cards are with the same bank. What is the process?

ok, thanks Captain Obvious 

I cancelled my HSBC card 2 months ago and trying to apply for new one from CITI and Standard Chartered since 1 month ago. However both bank rejected my application. My CCRIS is clean and I am above the min salary requirement for both cards. Does anyone face the same issue? Is it because I recently cancelled my card and now i am in the black list?

New cc user here, I have just paid flight tickets in JPY.and now the statement only shows on JPY... How does it work when I pay back since it doesn't show (or convert?) to the amount of MYR that I have to payback

never pay for PTPTN loan

Is this the reason for the bank rejected my application for credit card ?

please assist me ?

if i pay ptptn how long to wait for my credit score updated ?

Any foodpanda sifu here wanna consult you all,yesterday i pbb card to order FP KFC that order was cancelled but it already appear on pbb authorised charges. I wanted to know this authorised charges won't turn to posted or what? If turn to posted,who shall i call? Pbb or foodpanda ? TIA ,

HUNDREDS of thousands of credit card details from at least six Southeast Asian countries – including Malaysia and Singapore – have been leaked online, according to India-based cybersecurity start-up Technisanct.

The company said this week it had found a series of data breaches involving credit card details issued by top banks in Singapore, Malaysia, the Philippines, Vietnam, Indonesia and Thailand.

“The results are alarming as it seems no one is aware that such a huge volume of payment card details – including the CVV and PIN – are available, ” said CEO Nandakishore Harikumar, referring to the card verification value and personal identification number.

Anyone with access to those details could cause financial losses to the owner of the cards, he added.

Any action needed from cardholder side?

Set sms notification to rm1, any unusual transaction quickly barred the card. But bloody Ambank and Standard Chartered bank don't allow to set it to rm1