If you can wave it at the counter, you'll get cash back.

You're right!
Thanks for the pointing this out between this card and PB Quantum Visa.

What does it say?



Product link: https://www.affinonline.com/tap_for_cash_back

Just apply.
The income requirement is very low.

It's Contactless not Transactionless.

Contactless/Wave/Tap is not equivalent to Online/No-Card-Present/No-Presence-Card

So it's not eligible as you need to tap the physical card at the merchant card terminal.

This post has been edited by GrumpyNooby: Dec 23 2020, 11:02 AM

PB Quantum Mastercard/PB Visa Signature: For manual payment via online

or Affin Duo Visa Cash Back: For manual payment via online or auto-debit/auto-pay/direct debit

This post has been edited by GrumpyNooby: Dec 23 2020, 11:07 AM

RM 36k per annum

Link: https://www.maybank2u.com.my/iwov-resources...t/BNMcc_FAQ.pdf

SC Liverpool for everything except insurance and petrol.

Not just JomPay if you want to put the correct detailed matters into perspective:



Better to refer to the SC Liverpool T&C.

This post has been edited by GrumpyNooby: Dec 27 2020, 10:21 PM

Yes, the interchange/MDR fee for debit card is very low.

This post has been edited by GrumpyNooby: Dec 29 2020, 06:45 AM

They should as long as the terminal can accept Mastercard.

BigPay is prepaid/debit card.

Try this campaign by Boost:

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This post has been edited by GrumpyNooby: Jan 4 2021, 02:48 PM

RinggitPlus Readers’ Choice Awards 2020: Affin Duo, Maybank, TNG eWallet Emerge As Big Winners

Best Cashback Credit Card In Malaysia: Affin Duo (39.2%)
- A clear winner with almost 40% of the votes cast, this award is richly deserved for this newcomer. Launched in the latter half of 2020, AffinBank has achieved what its contemporaries struggle to: offer a dual credit card combo that rivals the evergreen Maybank 2 Cards that have been around for almost a decade.
- Its ease of earning cashback (particularly for e-wallet reloads), high monthly cashback cap, and low barrier of entry (minimum monthly salary of just RM2,000/month) makes this a great card to own at a time when e-wallet usage and online transactions are peaking.

Best Petrol Cashback Credit Card In Malaysia: Maybank Visa Signature (25.3%)
- A tightly-contested category that ended with Maybank’s Visa Signature marginally pulling ahead of the AffinBank BHPetrol Touch & Fuel Mastercard and Citi Cash Back Card. The less popular Visa Signature from Maybank (many would be more familiar with the FC Barcelona Visa Signature), it is one of the most rewarding cashback cards for petrol and groceries if you spend a lot on these two categories.
- Offering 5% cashback every day with no minimum spend and a highly generous RM88 monthly cashback cap, you’d need to spend RM1,760 to hit the RM88 cashback cap – making it a solid cashback credit card for families. Just be wary of the RM550 annual fee – it’ll be waived only upon reaching an annual spend of RM30,000.

Best Groceries Cashback Credit Card In Malaysia: Maybank Visa Signature (25.2%)
- As mentioned earlier, the Maybank Visa Signature’s generous cashback for fuel and groceries makes it a great option. Other cards, like the second-placed Citi Cash Back Card, may offer a higher effective cashback rate, but we believe the two factors behind this card’s popularity with our readers are its zero minimum spend requirement, and a high cashback cap that goes well beyond what other cards offer.

Best Online Cashback Credit Card In Malaysia: Affin Duo (40.6%)
- Once again, the Affin Duo is a clear winner. As mentioned earlier, the ease of which Affin Duo cardholders can earn cashback makes this card highly attractive. You earn cashback for up to RM2,666.67 in monthly spending, which should easily cover your e-wallet reloads, online shopping, as well as any bills you may have set the Affin Duo Visa for auto-billing – all three categories earn cashback under this card.

Best Backup/Secondary Credit Card In Malaysia: Affin Visa Signature (66.1%)
- No bank sets out to design a credit card for “backup” usage, or a card to use when you’ve exhausted your main card’s benefits (for example, reaching the spending amount required to unlock the full monthly cashback).
- We’re big advocates of multi-card use to optimise your returns, and in many cases a “backup” card is useful. Our favourite previously was the Maybank FC Barcelona Visa Signature and its 2% cashback on almost all retail spending, capped at RM50 – but unfortunately it has now been revised to 1%, possibly a bit too low for most users.
- The Affin Visa Signature, with its “contactless” cashback feature, earns you 3% cashback on almost all transactions made via PayWave (i.e. contactless). It has a huge RM80 monthly cashback cap, but there’s a very important caveat: you only earn cashback if it is a “pure contactless” transaction below RM250 – if you input your PIN after tapping your card, you won’t receive cashback for that transaction.
- That said, 3% cashback on all low-value transactions is still very rewarding if you’ve exhausted your main cashback card’s benefits!

Best Air Miles Credit Card In Malaysia: HSBC Visa Signature (18.7%)
- The most tightly-contested category where the top 3 spots were separated only by 1.9% of votes, HSBC’s Visa Signature comes up tops here. As one of the most popular air miles credit cards in Malaysia, the HSBC VS lets you earn Rewards Points at up to 8x multipliers depending on where you use the card. The points can then be redeemed for air miles with the most popular frequent flyer programmes in the region: Asia Miles (Cathay Pacific), AirAsia BIG (AirAsia), Enrich (Malaysia Airlines), and KrisFlyer (Singapore Airlines).
- Cardholders also get 6x complimentary airport lounge access in KLIA, Changi (Singapore), and HKIA (Hong Kong) per year.

Best Credit Card Design In Malaysia: Alliance Bank Visa Infinite (30.1%)
- Late last year Alliance Bank surprised everyone with a complete revamp of its Visa Infinite and Visa Platinum credit cards. The modern minimalist look was chosen to appeal to the younger generation, and has clearly struck a chord – it’s a good thing their new card features are pretty impressive too!
- The Visa Infinite sports a sleek matte black design, which contrasts well with the gold magnetic strip and wording. The vertical card face is also strikingly modern and makes it easy to read the card number – which is useful considering this card offers 8x Timeless Bonus Points for online transactions and e-wallet reloads.

Best New Credit Card Of 2020: Affin Duo (38.5%)
- It’s no surprise that the Affin Duo is the runaway winner here as well. 2020 saw eight new credit cards launched and a number of refreshed/relaunched cards, but few generated the same level of excitement that the Affin Duo managed to achieve.
- This year’s Awards alone has seen Affin Duo win three categories, which speaks volumes of the card’s features.

Article link: https://ringgitplus.com/en/blog/ringgitplus...ig-winners.html

This post has been edited by GrumpyNooby: Jan 5 2021, 07:22 PM

-deleted-

This post has been edited by GrumpyNooby: Jan 22 2021, 12:08 PM

-deleted-

This post has been edited by GrumpyNooby: Jan 22 2021, 12:08 PM

Somebody has replied in UOB thread:

Please call CS to confirm if the auto-debit for insurance falls under:

h) Recurring payments/transactions.

https://www.cimb.com.my/content/dam/cimb/pe...latinum-tnc.pdf

Best is to reload into supporting e-wallet (for example Boost) and use to it to pay your PTPTN loan.
Boost can support in-app bill payment for PTPTN.

RP and CH are giving out iPhone.
Check them out.

Enjoy 10% Cash Back when you top up your eWallet with BSN Credit Cards





GENERAL TERMS & CONDITIONS
1. Campaign period is from 15 February 2021 until 15 May 2021.
2. Campaign is open to all BSN Visa and BSN Mastercard Principal Credit Cardmembers.
3. A minimum top-up amount of RM100 in a single receipt is required to be eligible for the offer.
4. Maximum cash back per Credit Cardmember is RM10 per month based on first-come, first-served basis.
5. Total cash back allocated during the campaign period is RM30,000 with RM10,000 Cash Back allocated per month.
6. For the full terms and conditions, click here.
https://www.bsn.com.my/cms/upload/pdf/promo...op-up_final.pdf
7. For the campaign Frequently Asked Questions, click here.
https://www.bsn.com.my/cms/upload/pdf/promo...op-up_final.pdf

Campaign link: https://www.bsn.com.my/page/ewallet