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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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ongonglai89
post Mar 11 2020, 11:24 AM

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Joined: Apr 2019
QUOTE(Avangelice @ Mar 11 2020, 11:07 AM)
the reason i am asking is that my amex isn't widely accepted in most places in kuching. the visa is just a point card.

just wondering is anyone is using the sutera card. can't find any information on it here.
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For Maybank Amex can be used for online shopping, while you can use another card for normal usage.
ongonglai89
post Mar 11 2020, 11:30 AM

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Junior Member
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Joined: Apr 2019
QUOTE(Avangelice @ Mar 11 2020, 12:25 PM)
Yeah kinda feeling the usage of the Amex is starting to be very little and the points I can get is similar to the one I have with sutera.

My gut feeling is to cut my maybank cards. Just wondering why everyone is in love with the maybank two cards
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Go for HLB then.

MYB dual cards are famous because of
1. no annual fee
2. most people have myb acct
3. easier to apply
4. treatfair to redeem treatpoints on special point redemption.
5. in the past, 5% cashback weekend + 5 points everyday for all merchant. Now no longer everybody's preference because the benefits has changed.

This post has been edited by ongonglai89: Mar 11 2020, 11:41 AM
ongonglai89
post Mar 11 2020, 11:57 AM

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Joined: Apr 2019
QUOTE(lovingforyou @ Mar 11 2020, 12:49 PM)
I intend to buy a new iphone RM6000, with 0% interest installment, using my maybank FCB to pay the installment. (monthly RM500)
I will get cashback for every month in the future right?
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I think yes, you will get it unless you use ezypay/ezypay plus/ezycash/it stated not applicable for all type of instalment.

https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf


ongonglai89
post Aug 19 2020, 09:11 AM

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QUOTE(watabakiu @ Aug 19 2020, 12:43 AM)
Help me understand this pls..

Current outstanding: 6k
Minimum amount to pay: 1k
Statement date: 18th

So when the statement comes out in 18/8, & i pay only the minimum, so by 18/9 still outstanding 5k. what happens to the new transactions made on 19/ to the card? straight kena interest?
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Paying minimum only to avoid late charge. But you still owning ma. of coz kena daily interest lo.

Late charge & interest are totally different things.

 

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