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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Human Nature
post Jan 4 2018, 08:53 PM

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QUOTE(#Victor @ Jan 4 2018, 05:39 PM)
Want to ask, for the Name on Card of credit card, can it be nickname or at least 1 word of real name?
user posted image
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Doesnt matter, I used my english name which is not in my NRIC before
Human Nature
post Jan 5 2018, 03:03 PM

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QUOTE(#Victor @ Jan 5 2018, 10:51 AM)
I mean none of the word(s) in real name? For instance if u put Human Nature, will they accept or reject?
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You got to check with the bank then. Human Nature is certainly not a name

QUOTE(annachen @ Jan 5 2018, 11:52 AM)
Hi, just wondering if usually fill up form for auto debit from credit card.. Ex: I change my GE payment auto debit by credit card.

In the request form it write Particulars of cardholder.

Name: (I was wondering the name should fill full name as IC or the short name in my credit card?)
IC:
Card No:
Expiry date
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Name as in NRIC


This post has been edited by Human Nature: Jan 5 2018, 03:03 PM
Human Nature
post Jan 6 2018, 12:07 PM

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QUOTE(DarReNz @ Jan 6 2018, 11:38 AM)
only in malaysia and singapore, you can put an english name whereas overseas you can't, need to follow your exact full name  nod.gif
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If that is the case, i believe there is no such option in the application so it will not arise at all.
Human Nature
post Jan 12 2018, 11:01 AM

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how do you guys pay ptptn using credit card online, not so familiar with it. my nephew online portal keep showing gateway error when clicking baki terperinci?
Human Nature
post Jan 12 2018, 06:59 PM

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QUOTE(realitec @ Jan 12 2018, 03:01 PM)
1) https://www.ptptn.gov.my/web/guest/anjung
2) Visa / MasterCard / American Express
3) Semakan Penyata Pinjaman
4) XXXXXXXXXXXX - Semak
5) Semak, key in IC + password
6) Penyata Baki (not terperinci)
7) tick Pinjaman 1 (Check if the amount you want to pay is correct)
8) Bayar
9) Bayar melalui Kad Kredit
10) Do all the job

And you are done.
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this is helpful, thanks notworthy.gif notworthy.gif
Human Nature
post Jan 24 2018, 11:35 PM

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Anyone here owns a UK bank card?
Human Nature
post Apr 23 2018, 12:40 PM

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What do we do if the CC pin in Europe requires 4 digits number?
Human Nature
post Apr 23 2018, 01:38 PM

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QUOTE(fruitie @ Apr 23 2018, 01:34 PM)
Just ask for signature instead?
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hmm, was thinking if there is another way haha as not sure if it is strictly no signature
Human Nature
post Apr 26 2018, 03:03 AM

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QUOTE(Wongchoy @ Apr 26 2018, 01:26 AM)
Foreign cards would probably trigger to process thru signature in Europe. Likewise, i encounter someone using U.K. cards in Malaysia, not required to enter pin, but need to sign.
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Okay, good to know. Thanks
Human Nature
post Jul 8 2018, 11:24 AM

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QUOTE(annoymous1234 @ Jul 8 2018, 11:19 AM)
Are there any cc that can give us cashback for paying car loan?
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Nope, cant do that
Human Nature
post Jul 19 2018, 08:32 PM

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List of card to cut: MBB2, Aeon, PBB Quantum Visa, AmBank WMC + few supps sad.gif
Human Nature
post Jul 19 2018, 09:32 PM

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QUOTE(fruitie @ Jul 19 2018, 09:15 PM)
In my head, I may only keep M2Cards, FCB VS, HLB MACH and probably UOB YOLO. cry.gif
Those cards that give me PPL access, I will cancel since I don't travel so much these days. sad.gif
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That is a reduction from what, 20 cards? biggrin.gif luckily i have been steadily trimming my collection. Got to get a copy of CCRIS soon to ensure there is no loose end.
Human Nature
post Aug 9 2018, 11:18 AM

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Already cancelled 4 of my cards regardless of the anniversary date. To be honest, felt relieved as I no longer have to bring them out everytime I go out (I am paranoid that my house will be broken into). There was a time when I put all my unused cards in a poker card box and bring them out to shopping biggrin.gif
Human Nature
post Aug 9 2018, 11:25 AM

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QUOTE(David83 @ Aug 9 2018, 11:21 AM)
No problem for that if you use SPay.
Can store up to 10 credit cards!
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Samsung Pay? Ancient people like me don't use so advanced tech laugh.gif
Human Nature
post Aug 11 2018, 05:34 PM

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QUOTE(Area51SE @ Aug 11 2018, 05:32 PM)
I noticed that many fresh grads having difficulty to get Credit Card Approval despite salary above 3k. Anyone could have idea of why is it so?
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due to clean/no credit score, likely.
Human Nature
post Aug 12 2018, 08:31 PM

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QUOTE(minde @ Aug 12 2018, 07:51 PM)
hey i forgotten to call in to public bank to ask for annual fee waiver. they just charged it in my statement, still possible to call for the waiver or am i too late?
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Just call and ask, nothing to lose
Human Nature
post Aug 17 2018, 12:14 PM

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QUOTE(UserU @ Aug 17 2018, 10:12 AM)
If I have 2 credit cards with a decent CTOS score but currently unemployed, can I apply for an additional card?
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Technically, one can only have CC from 2 issuers for income less than RM36,000.
Human Nature
post Sep 2 2018, 09:10 PM

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QUOTE(ahchat @ Sep 2 2018, 09:09 PM)
Hi guys, just a beginner level question bout credit card payment, maybank credit card to be exact.

Recently purchased an item. After that, i converted it into ezypay plus of 12 months.

The question is, will it be auto deducted from my savings monthly? Or do i need to still pay it manually when it shows as payment due in my account?
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need to pay manually
Human Nature
post Sep 19 2018, 01:27 AM

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QUOTE(koala225 @ Sep 18 2018, 10:07 PM)
BNM NOT care complaint. I did complaint once regarding the bank issue. They asked me to refer back to the particular bank even I told them the bank refuse to assist.
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Not entirely true. I dare to say all my complaints are successful. What you need to do is to demonstrate that you have followed the proper complaint chain and with evidence, of course.
Human Nature
post Jan 7 2019, 11:06 PM

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QUOTE(soundworks @ Jan 7 2019, 10:45 PM)
Hi guys - if i have a supplementary card from my mom, will my spending and repayment for that card be recorded under my CCRIS, CTOS or hers?

Bank told me that it will still be under my CTOS, CCRIS records even though it is a supplementary card from her.

Can someone clarify?
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It will be under your name

edit: my mistake. i read it as the opposite. it will be under the principal card's name

This post has been edited by Human Nature: Jan 7 2019, 11:50 PM

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