QUOTE(KekTart @ Mar 23 2021, 12:14 PM)
I am curious. Do you need to report to the bank?Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Mar 23 2021, 12:16 PM
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#201
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Mar 23 2021, 12:23 PM
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#202
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QUOTE(KekTart @ Mar 23 2021, 12:18 PM) No I’m just curious about this scenario. I got no CC yet so I was wondering The answer is No. So that should alleviate your concern. I don't want to preach, but do be aware of the consequence if one is unable to service the CC outstanding.This post has been edited by Human Nature: Mar 23 2021, 12:24 PM KekTart liked this post
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Apr 11 2021, 12:40 AM
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#203
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QUOTE(soyabean123 @ Apr 10 2021, 11:15 PM) Hi everyone, I have a question. Recently I have signed up for a plan with one of the insurance agencies. They have requested a few documents such as IC, address, email, etc. for submission. One of the requirements is to provide a front photo of my credit card with all 16 digits and expiry date. Is it safe to provide such info? I did provide the info to enroll my card for insurance auto-debits. The form asked for the card number and expiry dates. |
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Apr 25 2021, 03:16 PM
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#204
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QUOTE(~Curious~ @ Apr 25 2021, 03:09 PM) Guys, please advise me on how to verify a bank's agent? Don't take unnecessary risk. Just apply directly from the bank.Few weeks ago, an agent approached me via one of the eWallet groups on FB asking if Id like to apply for a CC from Bank A. Im interested, but also wary coz of all these online scams rite.How do I verify if he is really affiliated with the bank? |
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Apr 25 2021, 04:00 PM
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#205
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QUOTE(~Curious~ @ Apr 25 2021, 03:54 PM) There is no such website.QUOTE(~Curious~ @ Apr 25 2021, 03:59 PM) ok..i tot itd be more convenient as application via d bank website din allow me to select send card via post. Which bank is that? Most of my cards can be sent through post with the exception of Affin's. Any agents will still submit the form to the same processing center.for security i guess its better to go thru d bank This post has been edited by Human Nature: Apr 25 2021, 04:01 PM |
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Apr 25 2021, 10:10 PM
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#206
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QUOTE(~Curious~ @ Apr 25 2021, 09:55 PM) bingo its affin hahaha Actually, scratch that, I received my Affin through post. But now I think they changed to branch collection only. If you want to register for online access, you still need to go to the branch.the webform don let me select send by post..don even know y they put the option there =| wads d diff of going thru agent and directly thru bank? Apply for the card through Affin website. They will assign a bank staff/agent to contact you. That one is valid, not from any random forum or group. |
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Apr 25 2021, 10:46 PM
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#207
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QUOTE(~Curious~ @ Apr 25 2021, 10:43 PM) aiyer..tot can avoid bank visit..parking near banks is a nightmare The staff/agent assigned to me by Affin is attached to the branch. Yes, they do get commissions I believe.owh so the agent who ges me to apply thru them gets a commission izzit?no wonder this guy so proactive |
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May 3 2021, 12:50 PM
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#208
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Delete
This post has been edited by Human Nature: May 3 2021, 10:52 PM |
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May 3 2021, 10:51 PM
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#209
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QUOTE(virgoguy @ May 3 2021, 10:47 PM) Scenario A and B doesn't make any different and it doesn't lower down your credit limit. So far never happen to me though. You are right, i misinterpret his question for part A.Scenario C. I not sure how your scenario look like? Did you ask for temporary increase your credit limit? What I ever did is asking bank for temporary increase credit limit then I pay full according to statement date. So far from last year CTOS credit report check. My Score still stays at 800++ virgoguy liked this post
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May 6 2021, 09:40 PM
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#210
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Why there is an influx of question / concern related to credit score lately? Anything that I miss?
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May 9 2021, 12:25 AM
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#211
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QUOTE(spreeeee @ May 8 2021, 11:54 PM) Refer to clause 28https://mysst.customs.gov.my/assets/documen...arge%20Card.pdf |
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May 9 2021, 12:03 PM
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#212
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QUOTE(spreeeee @ May 9 2021, 11:56 AM) hope i got it right: It is best to check with the bank.CONTRA SYSTEM FOR CANCELLATION OF CARDS AFTER RENEWAL 28. In the case of a cancelled and unused card after the renewal date, service tax is not required to be charged and accounted for if the service tax has not been paid. If service tax has been paid after the renewal date, the card issuer is entitled to deduct the service tax paid from the tax return provided that the approval of the tax deduction has been approved. means, if the sst already charged on renewal, can ignore the tax then. |
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May 15 2021, 11:59 PM
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#213
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QUOTE(Murcielago @ May 15 2021, 11:42 PM) Hi all, what is the easiest credit card to apply & get approved without any credit history? I have been working in Singapore for a few years, applied Maybank and Ambank before with Singapore payslips but was rejected from both. Any advice how to maximize my chances? Thanks. Pledge FD for credit card |
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May 16 2021, 12:37 AM
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#214
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QUOTE(Murcielago @ May 16 2021, 12:08 AM) What about this?https://www.hlb.com.my/en/personal-banking/...ed-deposit.html Just random google |
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Jun 25 2021, 11:38 AM
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#215
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QUOTE(spreeeee @ Jun 25 2021, 11:28 AM) going to pay large amount of legal fee at lawyer office, maybe around 12k. any recommendation on how to segregate it, currently owning: Pay all 5k using FCB and balance 7k any others (not familiar with the rest), then BT to AffinMBB AMEX (hope they accept) MBB FCB VS AEON GOLD VISA HSBC VS HLBB BUSINESS MASTERCARD CITI REWARDS MASTERCARD AFFIN DUO This post has been edited by Human Nature: Jun 25 2021, 11:45 AM |
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Jun 25 2021, 12:22 PM
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#216
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26,524 posts Joined: Jan 2003 |
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Jun 26 2021, 11:57 AM
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#217
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QUOTE(adele123 @ Jun 26 2021, 11:45 AM) For those on tnb auto debit, just want to check, if i manually pay the minute the bill come out, the auto debit wont kick in right? Isn't it better to get the card terminated?As the owner of credit card passed away, i want to avoid more thing charged to the credit card. This post has been edited by Human Nature: Jun 26 2021, 11:58 AM |
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Jun 29 2021, 09:05 PM
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#218
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QUOTE(pisang @ Jun 29 2021, 02:56 PM) hello all, i plan to make a purchase via Shopee or Lazada with amount of ~3K. I would go with Affin Duo Visa if just using a single cardmay i know which credit card give the highest cash rebate? in addition to that, is there any other way to make more saving/cash rebate? thank you in advance. pisang liked this post
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Jun 30 2021, 12:41 AM
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#219
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QUOTE(sg999 @ Jun 29 2021, 10:22 PM) Public Bank Visa Signature sg999 liked this post
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Jul 1 2021, 10:44 AM
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#220
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