Welcome Guest ( Log In | Register )

21 Pages « < 9 10 11 12 13 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

views
     
Human Nature
post Mar 23 2021, 12:16 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(KekTart @ Mar 23 2021, 12:14 PM)
Would banks care if the new job salary does not meet minimum requirement though?
*
I am curious. Do you need to report to the bank?
Human Nature
post Mar 23 2021, 12:23 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(KekTart @ Mar 23 2021, 12:18 PM)
No I’m just curious about this scenario. I got no CC yet so I was wondering brows.gif and Google doesn’t have this answer.
*
The answer is No. So that should alleviate your concern. I don't want to preach, but do be aware of the consequence if one is unable to service the CC outstanding.

This post has been edited by Human Nature: Mar 23 2021, 12:24 PM
Human Nature
post Apr 11 2021, 12:40 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(soyabean123 @ Apr 10 2021, 11:15 PM)
Hi everyone, I have a question. Recently I have signed up for a plan with one of the insurance agencies. They have requested a few documents such as IC, address, email, etc. for submission. One of the requirements is to provide a front photo of my credit card with all 16 digits and expiry date. Is it safe to provide such info?
*
I did provide the info to enroll my card for insurance auto-debits. The form asked for the card number and expiry dates.
Human Nature
post Apr 25 2021, 03:16 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(~Curious~ @ Apr 25 2021, 03:09 PM)
Guys, please advise me on how to verify a bank's agent?
Few weeks ago, an agent approached me via one of the eWallet groups on FB asking if Id like to apply for a CC from Bank A.
Im interested, but also wary coz of all these online scams rite.How do I verify  if he is really affiliated with the bank?
*
Don't take unnecessary risk. Just apply directly from the bank.
Human Nature
post Apr 25 2021, 04:00 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(~Curious~ @ Apr 25 2021, 03:54 PM)
is tht suufficient?or do i need to check his name up in some BNM site?
*
There is no such website.

QUOTE(~Curious~ @ Apr 25 2021, 03:59 PM)
ok..i tot itd be more convenient as application via d bank website din allow me to select send card via post.
for security i guess its better to go thru d bank
*
Which bank is that? Most of my cards can be sent through post with the exception of Affin's. Any agents will still submit the form to the same processing center.

This post has been edited by Human Nature: Apr 25 2021, 04:01 PM
Human Nature
post Apr 25 2021, 10:10 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(~Curious~ @ Apr 25 2021, 09:55 PM)
bingo its affin hahaha
the webform don let me select send by post..don even know y they put the option there =|

wads d diff of going thru agent and directly thru bank?
*
Actually, scratch that, I received my Affin through post. But now I think they changed to branch collection only. If you want to register for online access, you still need to go to the branch.

Apply for the card through Affin website. They will assign a bank staff/agent to contact you. That one is valid, not from any random forum or group.
Human Nature
post Apr 25 2021, 10:46 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(~Curious~ @ Apr 25 2021, 10:43 PM)
aiyer..tot can avoid bank visit..parking near banks is a nightmare

owh so the agent who ges me to apply thru them gets a commission izzit?no wonder this guy so proactive
*
The staff/agent assigned to me by Affin is attached to the branch. Yes, they do get commissions I believe.
Human Nature
post May 3 2021, 12:50 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
Delete

This post has been edited by Human Nature: May 3 2021, 10:52 PM
Human Nature
post May 3 2021, 10:51 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(virgoguy @ May 3 2021, 10:47 PM)
Scenario A and B doesn't make any different and it doesn't lower down your credit limit. So far never happen to me though.
Scenario C. I not sure how your scenario look like? Did you ask for temporary increase your credit limit? What I ever did is asking bank for temporary increase credit limit then I pay full according to statement date. So far from last year CTOS credit report check. My Score still stays at 800++
*
You are right, i misinterpret his question for part A.
Human Nature
post May 6 2021, 09:40 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
Why there is an influx of question / concern related to credit score lately? Anything that I miss?
Human Nature
post May 9 2021, 12:25 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(spreeeee @ May 8 2021, 11:54 PM)
Once sst is charged and shown in statement, can we cancel the card and sst not needed to pay?
*
Refer to clause 28
https://mysst.customs.gov.my/assets/documen...arge%20Card.pdf
Human Nature
post May 9 2021, 12:03 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(spreeeee @ May 9 2021, 11:56 AM)
hope i got it right:

CONTRA SYSTEM FOR CANCELLATION OF CARDS AFTER RENEWAL
28. In the case of a cancelled and unused card after the renewal date, service tax is not required to be charged and accounted for if the service tax has not been paid. If service tax has been paid after the renewal date, the card issuer is entitled to deduct the service tax paid from the tax return provided that the approval of the tax deduction has been approved.

means, if the sst already charged on renewal, can ignore the tax then.
*
It is best to check with the bank.
Human Nature
post May 15 2021, 11:59 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(Murcielago @ May 15 2021, 11:42 PM)
Hi all, what is the easiest credit card to apply & get approved without any credit history? I have been working in Singapore for a few years, applied Maybank and Ambank before with Singapore payslips but was rejected from both. Any advice how to maximize my chances? Thanks.
*
Pledge FD for credit card
Human Nature
post May 16 2021, 12:37 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(Murcielago @ May 16 2021, 12:08 AM)
I tried this two years ago with Ambank, also no response after submitting application sad.gif
*
What about this?
https://www.hlb.com.my/en/personal-banking/...ed-deposit.html

Just random google
Human Nature
post Jun 25 2021, 11:38 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(spreeeee @ Jun 25 2021, 11:28 AM)
going to pay large amount of legal fee at lawyer office, maybe around 12k. any recommendation on how to segregate it, currently owning:
MBB AMEX (hope they accept)
MBB FCB VS
AEON GOLD VISA
HSBC VS
HLBB BUSINESS MASTERCARD
CITI REWARDS MASTERCARD
AFFIN DUO
*
Pay all 5k using FCB and balance 7k any others (not familiar with the rest), then BT to Affin

This post has been edited by Human Nature: Jun 25 2021, 11:45 AM
Human Nature
post Jun 25 2021, 12:22 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(spreeeee @ Jun 25 2021, 12:18 PM)
lol.. ic.. sorry should make clear the objective.. actually to max the benefits..
am going to payoff everything once statement out..
*
Transferring it into BT/installment = maxing the benefits biggrin.gif
Human Nature
post Jun 26 2021, 11:57 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(adele123 @ Jun 26 2021, 11:45 AM)
For those on tnb auto debit, just want to check, if i manually pay the minute the bill come out, the auto debit wont kick in right?

As the owner of credit card passed away, i want to avoid more thing charged to the credit card.
*
Isn't it better to get the card terminated?

This post has been edited by Human Nature: Jun 26 2021, 11:58 AM
Human Nature
post Jun 29 2021, 09:05 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(pisang @ Jun 29 2021, 02:56 PM)
hello all, i plan to make a purchase via Shopee or Lazada with amount of ~3K.
may i know which credit card give the highest cash rebate?

in addition to that, is there any other way to make more saving/cash rebate? thank you in advance.
*
I would go with Affin Duo Visa if just using a single card
Human Nature
post Jun 30 2021, 12:41 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(sg999 @ Jun 29 2021, 10:22 PM)
Any recommendation for MCC 5499[ DINING/GROCERY]?
Prefer cash back card.

Thanks.
*
Public Bank Visa Signature
Human Nature
post Jul 1 2021, 10:44 AM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(adele123 @ Jul 1 2021, 10:08 AM)
any idea how to cancel the? walk-in? email? call?

Edit: i called maybank. Just email details will do. For future reference, the email is colln@maybank.com.my
*
Do you know which department colln refers to?

21 Pages « < 9 10 11 12 13 > » Top
 

Change to:
| Lo-Fi Version
0.0390sec    0.45    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 03:57 AM