How to create the extra room to apply more credit cards whenever the personal total credit limit has hit the ceiling?
Possible to get the existing bank reduce the current card credit limit?
Looking for the method to apply more cards and hope the Total credit limit not the threshold to fail my application

Maybank CC statement says due date is 14th of December 2020. We need to clear before 14th or can clear on 14th? Boss masuk late salary and gonna in on 14th.

I wonder, if salary above 3k, how many credit card can we hold? If i remember, 2-3k, we only can have 2 credit cards from diff issuance bank.

1. My credit card expiring. Is there anything I need to do? Will they send me a new credit card?

2. My wife is unemployed, I am working. Can I apply supplementary credit for her?

SCB

H1 2021 – 388 Cashback - Credit Card Acquisition Campaign (1st January – 30th June 2021) - Up to RM388 Cashback
https://av.sc.com/my/content/docs/my-credit...on-campaign.pdf

Digital Credit Card Online Campaign (1 January 2021 – 31 March 2021) - RM200/RM500 Cashback
https://av.sc.com/my/content/docs/my-digita...ampaign-tcs.pdf
HSBC

RM500 Lazada eVoucher
https://sp.hsbc.com.my/cc-apply-online/pdfs..._2020_clean.pdf

HSBC 2021 Cashback Acquisition Promotion - RM200 cashback
https://www.hsbc.com.my/credit-cards/offers/cash-back/ | https://cdn.hsbc.com.my/content/dam/hsbc/my...n-promotion.pdf

Hi hi, question regarding credit card income requirement:

If the cc require annual income of RM100k, can I combine with my wife to make it RM100k, so both of us eligible for cc, or just my individual income?

What's pledge FD?

Try this campaign by Boost:

Spend and shop with less worry this year end! Enjoy up to RM320 Cashback when you go on the RinggitPlus website and sign up for a brand new credit card from AmBank, Citi Bank, HSBC and many more!

Is SST charged upon card approval or activation? As my friend got cold call from telemarketer, and she agreed to apply new card. However, now she change her mind and want terminate the card but the CS insist she still has to pay the SST even though she did not activate the card. Card from 3ger

Hi all, I am very new to Credit Card and Currently I try to register Public Bank Quantum Credit Card through RinggitPlus,

I just know some basic such as:
- as long I pay all my credit bill before the Grace Period Due date, I will not being charge and pay anything extra

Can anyone give me some highlights on what are the other things I need to concern and need to know as well?

If possible, I would like to have some suggestions and advices on how to maximize the benefit of my Credit Card as well.

Card required for/My spending behaviour:
- Main Purpose is I wanted start build up my Credit Score for future house loan, etc usage.
- I am very interested into the cashback benefit, I would like to get cashback from my Insurance + Postpaid Online Bill Payment, maybe also some cashback from my monthly grocery spent.
- I kind of actively buy things online such as Shopee, Digital Game(Nintendo eShop [Oversea Online Transaction], Sony Online Game Store), oversea online store(Amazon Japan, US Online Store, etc) too rather than go to Local Physical Store to buy things
- Usually every week will at least use foodpanda once for pickup/delivery during this MCO time as I been work from home for around 4 months

Please advice me, really appreciate any input from you guys! Thanks in Advance!

My credit card is expiring.

1. So just to confirm, the bank will automatically send me a new credit card? It's by courier? Or how?

2. Usually what activation steps needed to activate the card?

3. Do I need to fill in any extra forms, or furnish the bank my updated financial details like income tax for the past few years, or salary slip?

Anyone know does CIMB Petronas Platinum and UOB One card entitle for cashback if having auto-debit for insurance premium?

Hmm, probably Hong Leong ? There's a RM 950 "cashback" promo right now afaik .

RP and CH are giving out iPhone.
Check them out.

before processing to other alternative. This morning i just tried my luck again via phone call. Manage to speak to the CS without long waiting time.

quite straight forward on the cancellation.
verification, then ask cancellation reason. Done.
checked my M2U online, the CC account showed "account closed"

thanks

1. HSBC - so is there any procedure? Usually they will mail me automatically?

2. Means just call and activate?

u mean we gotta use the existing CC more, in order to have higher approve rate?yikes so weird

btw sifu2,can ask if anyone knows of any android app that we can use to auto-track our CC expenses ie no need to manually key in to a budget tracking app?