We sympathy you have lost your son. simply calling other will not bring him back. if there is any more we could make you feel less lonely or better, believe /k here are willing to assist.

Temporary - meaning when you fully repay the loan early, you say it was temporary. You could have use the extra cash for other purpose at that time. Now that you get new loan, it is to serve the original purpose ie. financing the property. LHDN gets extra tax from you when you incur zero bank interest, so it was beneficial to you and them together

Yes your case is slightly different from Madam Leong's case. So when you talk to the LHDN officer, argue the repayment of loan is just temporary, now you want to put everything back to normal.

Thanks for the advise... now my worry part will be the negotiation with lhdn. If they do not accept my explaination then will waste the costs of refinancing... gonna have a serious thought on this... thank you.

Can retiree apply for home refinancing as well? Thanks.

as long as you're earning an income, and below 65 preferably

hi all sifus, want to ask
if i bought a house, and i sold it. Now i buy another new house, is this still consider my 1st house and i get all benefits like 1st house owner? Thanks!

If My brother and myself as a joint applicant to refinance an existing House A (where it is not fully paid, and my name is not in the SNP nor original loan agreement).
He planned to cash out about 800k via refinance House A.

May I know:
- What is the disadvantage on my side?
- How does it affect, if I plan to buy new car/house after a year later?
- If my brother unable to service the loan, i assume the banker will look for me for the settlement?

Thanks

1. You undertake the risk on the loan since now both of your name in the loan.
2. You will take part of the housing loan as commitment so it will affect your loan eligibility
3. Yes

For 2, from the loan amount of 800k, how much it will be part of my commitment? Will it be 50% of the 800k or it will be fully 800k?

hi,

Can i refinance my house if strata not issued & developer no longer exist?

Any liquidator take over ?

Yes sir, radiant consulting. my house under Talam. I already called cimb banker and he said he cant do anything regarding my house. My house also exceeding 15years without strata.

Hi

Could someone ask for third party charge + collateral (fully paid -landed property around 300 k) to help his friend business.
Asking for 150 k only from bank but he is under AKPK

hmm how long does he need that money for ?