Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend
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 Apr 19 2017, 02:20 PM
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#1
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Junior Member
32 posts Joined: Jan 2011  
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QUOTE(ZeroSOFInfinity @ Apr 19 2017, 01:41 PM) My CTOS is around 550-600 at the moment. Shouldn't be a problem... right. Hi, do you mind tell me how did you check your CTOS rating? I treid to use the CTOS app to check but I have to supply a lot of personal infor to them. I did not continue. |
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Apr 20 2017, 08:44 AM
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#2
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Junior Member
32 posts Joined: Jan 2011
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QUOTE(N1ck @ Apr 19 2017, 07:06 PM) Well, any reason they blocked in the first place. As if so, I might have to always reenter my card details again as it is a one time purchase. Maybank CS told me they don't block actually. I found out that it was due to Paypal + Amex + RM = NO GO. Other than this, all online payment has no issue with Amex for me. Provided Amex is accepted. |
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Apr 21 2017, 01:54 PM
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#3
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Junior Member
32 posts Joined: Jan 2011
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QUOTE(fruitie @ Apr 19 2017, 04:13 PM) CCRIS can print from BNM, there are kiosks for it. Free. Can I say that if i was not a blacklisted person and not a bankruptcy then my ctos scoring could be considered as "good" and above? CTOS, via 3rd party and I'm not comfortable to proceed with them so until today I do not know my scoring.  Well, to me CTOS is to check blacklisted, bankruptcy and all. Ctos can only obtain information from newspapers or it buys information from someone else right? |
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Apr 21 2017, 03:07 PM
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#4
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Junior Member
32 posts Joined: Jan 2011
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QUOTE(chiahau @ Apr 21 2017, 02:05 PM) Blacklisted is serious case already. I don't know BT will affect ctos scoring. That means bank will provide our credit information to ccris n ctos. Correct me if I'm wrong.You can default a lot of payment but they won't put you in CTOS. But your scoring would be horrible. So just check if you want to know. Mine's quite horrible now due to multiple BTs |
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