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Credit Cards Maybankard 2 Gold & Platinum Cards V18, 5% with M2 Amex on ALL WEEKEND spend
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SUSfuzzy
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Aug 17 2017, 05:39 PM
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QUOTE(Jganne @ Aug 17 2017, 05:36 PM) I'm a beginner here. So why 2 cards, VISA and American Express? I can't really recall what did the guy say when I tried to understand, but he was saying like, one for weekend spending and one for petrol? Amex have 5% cash rebate on weekends. 2 cards because last time Amex acceptance really low for MBB, so they coupled with Visa (who are much more highly accepted) so boost it.
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SUSfuzzy
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Aug 17 2017, 05:44 PM
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QUOTE(Jganne @ Aug 17 2017, 05:41 PM) AH! So it's true that for AMEX we use it for the weekend spending and VISA/Master we just use for weekdays spending like petrol and etc? Yep. But the cashback for Amex is capped at RM50, so be mindful of that. If you pump petrol once a week, also can pump during weekends and get the 5%.
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SUSfuzzy
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Aug 17 2017, 05:56 PM
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QUOTE(Jganne @ Aug 17 2017, 05:49 PM) OH YEAH TRUE THAT. So basically the VISA/Master we don't really use it. AH. And only AMEX give the 5x TP right? Thanks for the advice tho. Cause I chose it as my first credit card and I'm kinda confused with it's benefits. Yes, most apply another cashback card for weekday usage and reserve Amex for weekend spending. Some places don't take Amex also, so be mindful of that. Otherwise, just push the big ticket items up to RM1k towards weekend to get the 5% and 5x TP. Then get another CC for weekdays with cashback.
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SUSfuzzy
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Aug 25 2017, 04:54 PM
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QUOTE(saitong09 @ Aug 25 2017, 04:11 PM) M2C came with pair of AMEX + Visa/Master, you have to activate both. You can just simpan the visa inside drawer because the AF is free QUOTE(overmars @ Aug 25 2017, 04:35 PM) Thanks for the reply bro. Yea i guess i will do that. Just been wondering though, what would happen if i dont. Maybank can't possible force for me to activate the other card. And i dont remember reading anything about not able to enjoy the privileges of Amex if we dont activate both cards. They only stated that we have to APPLY for both, not ACTIVATE both. haha just wondering. He's incorrect. You don't need to activate the Visa. I've never ever used my M2C visa.
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